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Table of Contents

Lead Story

Loyalty, the currency of choice

Ann Train

News

Industry Update

Disputes rekindled by Financial CHOICE Act

Barcode technology gets digital makeover

Home Depot joins chip-and-PIN protest

Aussie crackdown on card surcharges

Features

FICO pedestal cracking

Acquirer Earnings Roundup: May 2016

Mobile coupon tidal wave

ISOMetrics:
Restaurant patronage on the rise

Views

CFPB targets payday lenders: What's next?

Patti Murphy
ProScribes Inc.

Brexit doesn't mean UK will exit fintech race

David Poole
myPINpad

Will vaping go up in smoke?

Brett Husak
National Bank Services

Education

Street SmartsSM:
Shifting MLS strategies and models

John Tucker
1st Capital Loans LLC

Taking stock at mid-year 2016

Jeff Fortney
Clearent LLC

Five ways to combat attrition effectively

Aaron Nasseh
Finical Inc.

Guide to a successful portfolio acquisition strategy

Adam Hark
MerchantPortfolios.com

Company Profile

Traffic Jamming

New Products

Simple, secure cross-border payments

UP eCommerce Payment Solution
ACI Worldwide Inc.

360-degree solution for chargebacks issues

FPR-360
Chargeback Gurus

Inspiration

Finding opportunity

Departments

Letter from the editors

Readers Speak

Resource Guide

Datebook

A Bigger Thing

The Green Sheet Online Edition

July 11, 2016  •  Issue 16:07:01

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New Products

Simple, secure cross-border payments

Product: UP eCommerce Payment Solution

ACI Worldwide Inc., the Universal Payments (UP) company and software-as-a-service (SaaS) provider, created the UP eCommerce Payments Solution, a white label, gateway-to-gateway platform designed to facilitate secure, international ecommerce. Its open source, modular design features advanced analytics and real-time fraud prevention tools. ISOs, acquirers and payment service providers (PSPs) can use the continually evolving platform to help merchants expand their global footprints, protect revenues, support growth and enhance the international shopping experience, ACI stated.

ACI Universal Payments

The overall ecommerce market is growing fast, and cross-border payments are growing even faster," said Wolfgang Berner, Director, Product Global eCommerce at ACI. "From a global perspective, cross-border became popular among international tourists; today it's a global phenomenon that represents 50 percent of ecommerce transactions." Berner noted that cross-border payments help create a localized experience for shoppers, whose habits and preferences vary from one region to another. For example, in China, the cross-border trend has to do with authenticity and trust. Many Chinese consumers who buy from European and U.S. companies are willing to pay a premium for established brands. In the Netherlands, shoppers prefer the iDeal payment system, and merchants who don't provide that tool will lose a lot of business, he said.

Advanced modular options

The UP eCommerce Payments Solution uses flexible, widget-based payment forms designed to instantly process cross-border transactions. Service providers can choose from a menu of brandable, configurable options to meet the requirements of a diversified merchant portfolio. Options, as described by ACI, include:

Flexible integration options

The UP eCommerce API supports multiple integration options from any connected device to simplify and accelerate building new applications and services through the company's Open Payment Platform. Here are some examples cited by ACI:

The ACI-hosted SaaS gateway solution is designed to speed time-to-market while enhancing international omnichannel commerce across numerous areas and business segments worldwide. "Integration is a key component of the UP eCommerce Payments Solution," Berner said. "Besides being slick and fast, the solution needs to be self-service so that our clients and partners devote less effort to boarding merchants and have more time to focus on core business activities."

Website: www.aciworldwide.com Contact: info@aciworldwide.com

Notice to readers: These are archived articles. Contact names or information may be out of date. We regret any inconvenience.

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Spotlight Innovators:

North American Bancard | USAePay | Impact Paysystems | Electronic Merchant Systems