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Today's merchants are looking to go mobile to meet the needs of today's savvy shoppers and compete with larger brick-and-morter retailers.
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F or years, retailers and their associations have argued that the costs of offering bankcard payments to their customers has been too high. Their efforts to shape public opinion proved highly influential, resulting in U.S. lawmakers passing the Durbin Amendment to the Dodd-Frank Act of 2010, in which a price cap was placed on debit card interchange. But now comes a report from payments consultancy Aite Group LLC that provides evidence that the costs associated with accepting cash can far surpass that of electronic payments.
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