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Table of Contents

Lead Story

New moves for more mojo in '09


Industry Update

Online shoppers stay the course

Morgan Stanley sues Discover

TARP eases AmEx woes

Is TALF on target?

RBS staves off hackers

Shift4 podcast available


Mt. Snow clear for summit

Getting smart about contactless

Industry Leader

Paul Martaus –
The go-to guy

Selling Prepaid

SellingPrepaid now in print

Prepaid in brief

Going boldly into m-commerce

Achieve wellness with rewards

A new outlook for the unbanked


How to preserve self-regulation

Biff Matthews
CardWare International

A countertop tonic for recession blues

Bulent Ozayaz

Changes afoot, challenges ahead

George Sarantopoulos
The Access One Group


Street SmartsSM:
Become an enterprising networker

Jason Felts
Advanced Merchant Services Inc.

The new age in customer retention

Christian Murray
Global eTelecom Inc.

Rising above recession: 10 tips

Curt Hensley
CSH Consulting

PCI, an aspect of PII

Ross Federgreen, Ken Musante and Theodore Svoronos

PCI: What to hope for in 2009

Tim Cranny
Panoptic Security Inc.

Weathering the coming payment storms

Jeff Fortney
Clearent LLC

Company Profile

Charge Card Systems LLC

New Products

Seek profitable harbor with POS

Harbortouch POS Systems
Company: United Bank Card Inc.

Securing data on the edge

Cipher Security Module
Company: Semtek Corp.


Beyond resolutions

Beyond resolutions



Resource Guide


A Bigger Thing

The Green Sheet Online Edition

January 12, 2009  •  Issue 09:01:01

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New Products

Securing data on the edge

Product: Cipher Security Module

The edge of POS systems has become the place where card data security begins. The edge is considered the most efficient and practical location where data should be encrypted.

Semtek Corp. considers its award-winning Cipher Security Module an "edge" device because it secures cardholder data directly at the point of swipe.

It is designed to provide advanced security at the precise point in the payment network where card data enters the system - at the edge of the network.

The module is designed to replace the security features on conventional mag stripe readers. It can be integrated into new card swipers or retrofitted as a plug-and-play device on existing terminals.

Semtek said the module is compatible with every terminal deployed in the last 10 years. Its form factor is not radically different than conventional mag stripe readers, which enables it to fit into many new and installed payment terminals.

Edge inside

The firmware that powers the module is based on the application-specific integrated circuit (ASIC). Within the ASIC design is a set of security applications that transforms the module into a powerful computing platform; the applications make up the Cipher Applications Suite, and include powerful tools for data encryption, card authentication, and real-time security reporting, Semtek noted.

The module itself is a federal innovation processing standard-architected design, providing physical security to the same standard usually found in much larger, network-based hardware security modules (HSM). Therefore, Semtek refers to the module as a "mini HSM."

"Our cipher technology provides an end-to-end security solution that is, we believe, the most efficient and powerful means of securing card data available in the world today," said Patrick Hazel, Chief Executive Officer at Semtek.

Semtek Corp.

Notice to readers: These are archived articles. Contact names or information may be out of date. We regret any inconvenience.

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Spotlight Innovators:

North American Bancard | USAePay | Impact Paysystems | Board Studios