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Extra ATM Features, Extra Income

W hat's hot in ATMs? NCR Corp. says the Personas 77, the newest U.S. release in its Self-Service Touchpoints family, includes more standard features than any ATM in its class.

The Personas 77 is designed specifically to display dramatic graphics in the smaller footprint necessitated by retail requirements, and it is advertising-ready to take advantage of the multitude of fee-income opportunities that have surfaced in the industry. The easy-to-read, 15-inch color screen and high-performance audio system intensify high-impact video clips and graphics screens. A powerful PC engine is ready to run Microsoft Windows NT.

It also includes a thermal graphics receipt printer for coupon dispensing and advertising. Offering a compact yet expandable footprint design - of particular interest to high-traffic retail site owners - it also features a 13 percent smaller footprint than other competitive offerings.

The Personas 77 even can be upgraded with a sidecar to allow cash and check deposit collection. The sidecar's image-scanning Check Processing Module and Bunch Note Cash Acceptor permit the addition of deposit capability at a later date. The Personas 77 and sidecar will enable institutions to reduce the processing costs currently associated with deposit acceptance, as federal regulations open to check truncation and image clearing.

Keeping with NCR's commitment to meeting Americans with Disabilities Act (ADA) requirements, the Personas 77 offers more standard accessibility features than any similar-class ATM in the market. The compact ATM includes high-performance audio, private audio enable and media indicator lights - all as standard hardware components. NCR's flashing media indicators extend beyond anticipated ADA requirements. These accessibility features are activated via a simple software update, avoiding costly upgrade kits and installation charges.

"The Personas 77 is packed with a lot of power and a lot of possibilities for revenue generation. Its compact, yet expandable, footprint and standard components are important to financial-institution buyers requiring cash dispenser ATMs with a long, useful life," said Brad Lozier, Vice President, NCR's Financial Solutions Division, Americas region."The upgrade path adds significant value to this offering. We've seen sidecar orders in excess of 500 units in the past several months because deployers see the need to offer convenience beyond cash withdrawal in the retail environment." NCR (NYSE: NCR) is one of the leaders in providing automated teller machines. The company's business solutions are built on the foundation of its long-established industry knowledge and consulting expertise, value-adding software, global customer-support services, a complete line of consumable and media products, and hardware technology. NCR employs 33,200 people in more than 100 countries and is a component stock of the Standard & Poor's 500 Index.

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