Some payments enterprises have been working with the ATM sector for a long time. Others are just beginning to explore the market. Those who think of ATMs as antiquated machines bogged down by expensive compliance requirements might want to reconsider. This issue's lead article takes an in-depth look at today's thriving ATM sector and the developments that are putting ATMs at the forefront of mobile and omnichannel commerce initiatives.
Checks, also considered to be old hat by many, still work for the majority of small to midsize businesses in the United States, according to research reported in our Views section. Also in that section, one industry expert takes industry cheaters to task, warning that they could ultimately be brought down just like the CEO of Volkswagen was when the company's emissions cheating was brought to light. And another payment professional warns ISO owners to think again if they believe they own payment technology companies just because they are implementing EMV solutions.
Contributing writers also penned educational articles for this issue that emphasize the need to create comprehensive solutions to solve the complex problems merchants face today; the importance of protecting business identifiable information when it's in your own hands and those of third-party contractors; and the benefits of using a hybrid approach to sales that emphasizes relationship building, as well as speed. Full-length news articles report on the impressive display of innovations at the recent Ecommerce Show USA 2016; the boost a new advance booking app is giving to traditional New York cab drivers; the grilling CFPB Director Richard Cordray recently received from Congress; and the third annual hackathon sponsored by a forward-thinking payment and technology company.
We've also included briefs on further objections the Electronic Payments Coalition and the National Retail Federation have to the Durbin Amendment's cap on debit interchange; a strengthened relationship between the PCI Security Standards Council and the European Card Payment Association, and numerous additional updates on industry research and company milestones. Other features of interest include a look at the cost of NFC implementation, the increased malware attacks on mobile devices and what can be done to thwart them, new product spotlights, research on the safety of the cloud, and more. We'd love to include your perspectives, questions and views in the next issue. Contact us at firstname.lastname@example.org, and keep your press releases coming to email@example.com.
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