GS Logo
The Green Sheet, Inc

Please Log in

A Thing
View Archives

View flipbook of this issue

Care to Share?

Table of Contents

Lead Story

Operation Choke Point draws fire from Congress, industry


Industry Update

Acquisition fuels cross-border e-commerce

Aite report dispels card acceptance myths

Isis mobile wallet moves to rebrand


On the pulse of biometric security


EMV alone is not enough, retailers push for tokenization

Patti Murphy
ProScribes Inc.

The makings of wine, checks, ACH

Brandes Elitch
CrossCheck Inc.


Street SmartsSM:
Is the CPP D.O.A.?

Tom Waters and Ben Abel
Bank Associates Merchant Services

Top five security aspects to require of your portfolio

Chris Taylor

Tune up your tone, MLSs

Jeff Fortney
Clearent LLC

Understanding the POS customer

Sean Berg

Company Profile

Finical Inc.

New Products

Square deal for ISOs

Square Deal Pro
API Software Inc.

Recurring payments, no problem

ProPay Ensure Bill
ProPay Inc.


Staying focused in a complex business


Readers Speak

Letter From the Editors

GS Book Notes

Resource Guide


A Bigger Thing

The Green Sheet Online Edition

August 11, 2014  •  Issue 14:08:01

previous next

Tune up your tone, MLSs

By Jeff Fortney

When I was 10 years old, my friend Danny and I came across a burning car. School had ended for the day, and we were playing in the pasture adjacent to his house. There were no cattle grazing that year, and the burning car was off of a dirt road. We ran to Danny's house and burst in the door. He yelled for his mom and began to tell her about the car.

Danny was a fast talker; he spoke even faster when excited. In this case, his words blurred together. His mother stopped him and said, "Daniel, slow down, and watch your tone." He took a deep breath and explained the situation. After she understood what was going on, she promptly called the fire department.

I didn't understand the use of the word "tone" back then, but later I came to understand what she meant. You've probably heard the old adage, "It's not what you say but how you say it." We all know a person's tone can, and does, influence the reaction to what that person says.

You face this challenge daily in the payments industry. You say all the right things to prospects, meet all of their conditions and needs, and they still say no. All you can think is that it doesn't make sense. Why would they pass on the opportunity? The answer eludes you – until you examine your tone.

Remember, people hear subjectively. What you say accounts for 40 to 60 percent of what they hear. How you say something and your overall demeanor account for the remainder. Indeed, your tone has almost the same impact on your efforts as what you actually say.

I'm not a professional linguist, but it's easy to identify the tones that can have a negative impact on sales.

The biggest challenge with this tone is that it creates an emotional response. As a result, merchants often find they aren't listening to what is said, but instead reacting to the tone. The tone becomes 100 percent of what they hear. As a result, they respond in a negative way.

One way to ensure that your tone is appropriate and conducive to successful conversations is an art that all great salespeople have mastered. It is the ability to adapt your tone to your prospect.

This starts by reading the merchant and adapting to the individual's tone. This can only be accomplished if you start with a question presented in a professional tone. For example, you could say, "I am impressed by your business. Could you please tell me more about what you sell?"

Listen carefully to the response. You aren't necessarily listening for the answer (although it may be informative) but rather how the merchant responds. Is the response professional? Does the merchant's tone convey a particular mood? Is the merchant looking at you directly or looking around, which implies that he or she is attempting to multitask and could see you as a nuisance. What words does the merchant use? Is the prospect using industry speak or general terms?

Once the merchant stops speaking, no matter what you say at this time, match your response as closely as possible to that of the merchant. Use similar words. Try to pause as the prospect paused. You will find the merchant will become more interested and begin to actually hear what you are saying. This is because you are saying it in a fashion that the individual is most comfortable with.

Your tone has the ability to cost sales, as well as to increase them. All it takes is realizing the only correct tone is the one you tailor to each individual merchant.

Jeff Fortney is Vice President, ISO Channel Management with Clearent LLC. He has more than 17 years' experience in the payments industry. Contact him at or 972-618-7340. To learn about how Clearent can help you grow faster and go further, visit

Notice to readers: These are archived articles. Contact names or information may be out of date. We regret any inconvenience.

previous next

Spotlight Innovators:

North American Bancard | Simpay | USAePay | Impact Paysystems | Board Studios