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Table of Contents

Lead Story

Secrets of the Inc. honorees


Industry Update

Proposed interchange settlement: Judge approves, industry objects

Hurricane Sandy's huge impact

EMV on fast track

Harbortouch emphasizes training

Trade Association News


Educational aid for the feet on the street

Selling Prepaid

Prepaid in brief

The gamification of rewards

FinCEN pushes for cross-border prepaid enforcement


Consumer payments in a connected age

Patti Murphy
ProScribes Inc.

Smart ISO-MLS relationships

Jeff Brodsly
Chosen Payments


Street SmartsSM:
Are you a 10?

Jeff Fortney
Clearent LLC

Differentiate yourself: Sell to the medical industry

Jeffrey Shavitz and Adam Moss
Charge Card Systems Inc.

Opportunities in RAN and private-label programs

Mustafa Shehabi
PayCube Inc.

How to propel merchants to shed comfortable habits

Rick Berry
ABC MobilePay Inc.

EMV: Game on!

Dale S. Laszig
Castles Technology Co. Ltd.

Have we missed the window for EMV?

Nicholas Cucci
Network Merchants Inc.

Company Profile

Keep in Touch Systems Inc.

Merchants Choice Payment Solutions

New Products

Helping merchants clinch the sale

Payday Express Plus
Secure Payment Systems Inc.

Capital resource for ISOs, MLSs

Residual cash advance program
ISO Advance


Thinking of starting an ISO?


10 Years ago in The Green Sheet


2012 - 2013 events Calendar

Resource Guide


A Bigger Thing

The Green Sheet Online Edition

November 26, 2012  •  Issue 12:11:02

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EMV on fast track

Mobile payment technology provider CreditCall Ltd. and terminal manufacturer Ingenico SA both released Europay/MasterCard/Visa (EMV) solutions in the first week of November 2012, providing a potential boost to the introduction of the standard to the U.S. market.

Card companies are promulgating retail adoption of the global EMV standard by 2015, at which time liability for card-present fraud could shift to merchants whose systems are deemed unsecure in the event of a breach. EMV replaces the prevailing U.S. mag stripe card technology with a card equipped with a small microprocessing chip that securely transmits customer information to payment terminals via radio transmission.

CreditCall moves to take the lead

CreditCall reported it will begin licensing its EMV Level 1 software library and expects it will reduce the EMV terminal development cycle by 18 months. It also introduced a new cloud-based EMV-certified mobile POS solution, CardEase Mobile, for smart phones and tablet devices.

CreditCall is a payment solutions provider with offices in the United Kingdom and the United States. It provides payment gateway services for "unattended payments" (such as parking meters), creates EMV-compliant mobile POS software solutions, and licenses access to its EMV software library.

"Until now, there has been no reliable industry fast track to EMV Level 1 compliance," said Jeremy Gumbley, CreditCall Chief Technology Officer. "With our new library, major reductions in terminal development time translate into substantial reductions in approval and test costs for customers."

Gumbley also believes EMV cloud technology will soon offer U.S. terminal makers, particularly in mid-level markets, a low-cost EMV solution. "Major terminal manufacturers will have their solutions," he said. "The software library will offer the smaller, more competitive manufacturers an easier way to get to compliance."

Gumbley said that when EMV was introduced in Europe, solution providers fell into two categories: progressive companies that built solutions with an eye for the future and companies that could only see the next line of products. CreditCall was able to help both, he said.

According to Gumbley, CreditCall's decision to offer EMV technology in the cloud is a sensible alternative to EMV solutions on terminals because it is a less expensive, more forgiving solution. "Also, it allows the opportunity to put other services in the cloud along with the EMV," he said. "There are lots of exciting opportunities for using terminals to interface with the cloud."

Ingenico releases EMV-ready terminal

Further proof EMV is beginning to take hold in the payments market came when terminal and payment solutions provider Ingenico reported Nov. 5, 2012, that it is partnering with one of the largest merchant services providers in the U.S., Elavon Inc., to introduce the new Telium 2 series countertop and wireless terminals in the United States.

The terminal series offers payment and value-added services on a platform that supports EMV, contactless and near field communication technologies. Elavon is also offering remote terminal management and support capabilities for Telium installations in the United States.

For additional news stories, please visit and click on "Read the Entire Story" in the center column below the latest news story excerpt. This will take you to the full text of that story, followed by all other news stories posted online.

Notice to readers: These are archived articles. Contact names or information may be out of date. We regret any inconvenience.

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Spotlight Innovators:

North American Bancard | USAePay | Impact Paysystems | Board Studios