The Green Sheet Online Edition
April 27, 2026 • 26:04:02
Industry Update
ANNOUNCEMENTS
Chargeflow opens new NYC Rockefeller Plaza office
Chargeflow, an automated chargeback management and dispute intelligence provider headquartered in Tel Aviv, expanded its North American presence with a new office at 1 Rockefeller Plaza in New York City. The move reflects the company's rapid U.S. growth and increasing demand for automated solutions to combat chargebacks and friendly fraud. Chargeflow mentioned the New York office will support sales, partnerships and customer expansion across ecommerce, fintech and digital services. Company leaders said the location strengthens Chargeflow's ability to scale operations and invest in its growing team, with additional hiring planned as it builds on strong product-market fit.
EMVCo publishes EV open payments framework
EMVCo released Version 1.0 of its Electric Vehicle Open Payments Use Case, outlining how EMV Secure Remote Commerce can enable interoperable, card-based payments at EV charging stations. The framework integrates with ISO 15118 Plug and Charge systems, requiring minimal backend changes for operators and no new hardware for manufacturers. Designed to improve convenience, security and global compatibility, the approach aims to reduce friction for EV drivers while accelerating deployment. Developed with industry input and collaboration from organizations such as CharIN and ISO, the initiative supports broader efforts to standardize seamless, open payments across the global EV charging ecosystem.
Mastercard starts testing AI payments in Southeast Asia
Mastercard began testing AI-powered payments in Southeast Asia, with early pilots underway in Singapore and Malaysia. The technology enables AI agents to complete transactions on behalf of users, such as booking services or online purchases. The company said the rollout marks the first phase of a broader expansion across ASEAN, with additional markets expected to follow. Mastercard is working with regional banks to test the system, emphasizing that each transaction is tracked and verified for transparency. The company also plans to establish an AI Center of Excellence in Singapore later in 2026 to support development and testing of AI-driven payment technologies.
Meow Technologies introduces banking for AI agents
Meow Technologies stated it launched the first agentic platform enabling AI agents to open and manage business bank accounts on behalf of users. Via prompts, AI agents can initiate account creation and autonomously handle tasks such as issuing cards, sending and receiving payments, and managing account activity. Meow CEO Brandon Arvanaghi said the move signals a shift toward "autonomous finance," where banking transitions from traditional apps to AI-driven experiences. The company, which reported it manages billions of dollars in assets and has raised nearly $30 million in funding, aims to reduce costs for businesses while advancing automated financial services through AI-powered platforms.
MoneyGram a 2026 USA TODAY Top Workplaces USA winner
MoneyGram was named a 2026 USA TODAY Top Workplaces USA award winner for the fifth consecutive year, based on employee feedback collected by Energage. The company attributes the recognition to a culture focused on ownership, speed and impact, supported by flexible, remote-first work and ongoing investment in employee development. As a global payments network serving over 50 million customers, MoneyGram continues to emphasize innovation through its modern technology platform, including recent product enhancements and cross-border capabilities. The company said its purpose-driven culture and focus on customer needs are key to driving engagement, retention and long-term growth.
Tribe Payments joins Emerging Payments Association Asia
Tribe Payments joined the Emerging Payments Association Asia, expanding its engagement with banks, fintechs and payment providers across the Asia-Pacific region. The move builds on Tribe's growing presence following the opening of its Singapore hub in 2024 and supports its work across diverse markets with varying regulatory and operational requirements. Asia-Pacific remains a high-growth payments market, projected to reach $33.08 trillion by 2031, Tribe stated, adding that through EPAA, it will contribute to industry discussions on issuing, acquiring and infrastructure development, while leveraging regional insights to better support clients navigating complex payments environments.
RESEARCH
AI emerges as top opportunity, threat for FIs
CSI's 2026 Banking Priorities Executive Report indicated artificial intelligence is both the top opportunity and risk for financial institutions, with AI-powered social engineering emerging as the leading cybersecurity threat. In a survey of 252 leaders, 85 percent said AI adoption will drive competitive advantage. Use cases include fraud detection, analytics and automation. Community bank executives expressed optimism, with 86 percent confident in their future and 91 percent expecting branches to stay relevant. Technology modernization is accelerating, particularly among larger institutions surveyed. Meanwhile, digital assets are gaining traction, ranking second among key trends. The report highlights a shift toward strategic, risk-aware technology adoption across banking and credit unions.
High volumes, layered services can lead to six-digit revenues
A report from Finance Magnates examines how digital payments firms generate six-figure revenue by combining high transaction volumes with layered services. While global payments generate trillions of transactions and more than $2 trillion in annual revenue, providers retain only a fraction of fees due to interchange and network costs.
To boost margins, payment companies add revenue streams such as foreign exchange, subscriptions, embedded finance and analytics. The report highlights the importance of scale, unit economics and multi-rail infrastructure, noting that firms integrating multiple payment methods and value-added services are best positioned to grow in an increasingly complex global payments ecosystem.
PaySuite: 56% of failed SME transactions not recovered
More than half of failed payment transactions (55.8 percent) among UK SMEs are never recovered, according to Access PaySuite research. The survey found an average 3.4 percent transaction failure rate, with nearly half of businesses experiencing checkout abandonment and average annual losses of about $200,000 USD.
Operational strain is also rising, with most firms spending hours each week managing failed payments while lacking full visibility into performance. The findings reflect growing demand for data-driven tools, with 95 percent of SMEs exploring AI to reduce payment-related revenue leakage.
PARTNERSHIPS
Bottomline a Nacha Preferred Partner
Nacha named Bottomline a Preferred Partner for ACH Experience, Open Banking, and Risk and Fraud Prevention, recognizing the company's role in advancing secure and efficient ACH payments. Bottomline provides payment technologies that enable banks and businesses to monitor ACH transactions in real time, helping detect and prevent suspicious activity before funds are released.
Nacha said the partnership supports its ongoing efforts to promote reliable ACH payments and reduce reliance on checks while enhancing network security. Bottomline added the designation reinforces its commitment to delivering fraud prevention and payment solutions and collaborating with industry stakeholders to strengthen the ACH ecosystem.
CCSalesPro, Verisave team up on statement analysis
CCSalesPro partnered with Verisave to launch a program centered on merchant statement analysis and lead generation. The initiative enables agents and partners to request processing statements from businesses and submit them for analysis, with the goal of identifying potential savings opportunities. Verisave provides complimentary reviews and highlights areas where costs may be reduced, while CCSalesPro positions the program as a prospecting and pipeline-building tool. The offering, the partners noted, is designed to scale from small merchants to larger, multi-location and higher-volume accounts, where more detailed, customized analysis and proposal development are often required.
MediStreams, FNBO to enhance healthcare payment
MediStreams partnered with First National Bank of Omaha to enhance healthcare banking services with payment automation and reconciliation capabilities. The integrated solution combines FNBO's financial services with MediStreams' technology to streamline payment workflows, reduce administrative burden and improve revenue cycle visibility. Key features include remittance conversion, automated payment posting, reconciliation and correspondence management.
The partnership aims to help healthcare organizations address operational complexity, accelerate cash flow and improve financial accuracy. By extending automation across the payment lifecycle, the solution enables providers to reduce manual processes, strengthen controls and focus more on patient care, the partners stated.
Oracle adds AI agent-driven capabilities to compliance platform
Oracle is enhancing its Financial Crime and Compliance Management platform with AI agent-driven capabilities through an agreement to use technology from Lucinity. The integration will embed AI-powered investigation tools into Oracle's AI Investigator platform, helping financial institutions automate workflows, surface insights and improve case management efficiency. The unified approach aims to reduce complexity by avoiding disconnected tools while strengthening governance and innovation within existing systems.
Lucinity's human-AI-centric design focuses on augmenting investigators rather than replacing them. Oracle expects to roll out the new capabilities within 12 months, supporting institutions in modernizing compliance operations and responding more effectively to financial crime risks.
VLG, Paytronix integrate loyalty engagement at pumps
Velocity Logic Group and Paytronix partnered to integrate loyalty engagement across fuel and in-store transactions for convenience retailers. By combining VLG's cloud infrastructure with the Paytronix platform, operators gain a unified view of customer behavior, including transactions tied to proprietary, fuel brand or no loyalty programs.
The integration enables real-time recognition, targeted offers and automated enrollment at the pump and in-store. It also allows reward stacking and access to bank-funded incentives. The partnership aims to eliminate data silos, improve customer engagement and provide operators with actionable insights across the full fuel and retail journey.
ACQUISITION
REPAY affirms intent to acquire KUBRA, receives Forager proposal
In response to concerns expressed by Veradace Partners, Repay Holdings reaffirmed its commitment to the acquisition of KUBRA. Repay said the acquisition will expand its scale in bill payments, strengthen recurring revenue streams and deepen enterprise relationships. Repay's board said it evaluated the transaction within its broader growth and capital allocation strategy and believes it will create long-term shareholder value. The company added it has engaged with Veradace and other shareholders but remains focused on its strategic priorities. The transaction is subject to regulatory approvals and closing conditions, with no shareholder action currently required.
Subsequently, Repay confirmed it received an unsolicited, non-binding proposal from Forager Capital Management to acquire all outstanding shares of Repay for $4.80 per share in cash. The board of directors said it will review the offer in line with its fiduciary duties, working with financial and legal advisors. Repay emphasized that the proposal is preliminary and that shareholders are not required to take any action at this time.
APPOINTMENTS
Arriba Advisors welcomes Chantel Lazenby
Chantel Lazenby joined Arriba Advisors as a strategic adviser, bringing nearly 20 years of payments experience focused on the credit union sector to her new role. Over her career, she has worked with large institutions to strengthen payment processing infrastructure, optimize ATM and POS networks, and enhance card programs. Lazenby is known for helping executives navigate complex vendor relationships, improve digital banking strategies and maximize return on investment. A longtime advocate for credit unions, she translates technical challenges into actionable strategies that balance efficiency with evolving member expectations. At Arriba, she will leverage this expertise to support institutions in modernizing payments and achieving strategic goals.
Icon Solutions appoints Anders Olofsson
Anders Olofsson was named Sales Director, EMEA at Icon Solutions, bringing more than 30 years of global payments experience to the company. He previously served as head of payments at Finastra, where he led global sales and strategy, and as vice president of real-time payments at Visa, where he drove adoption across Central and Eastern Europe, the Middle East and Africa. Olofsson has extensive expertise in modernizing payment systems and advancing real-time payments.
In his new role, he will focus on expanding adoption of Icon's Payments Framework among major financial institutions, helping banks accelerate innovation while maintaining control over infrastructure, compliance and evolving technologies such as stablecoins and CBDCs.
Ian Povey joins SRM's international advisory board
Ian Povey joined SRM's International Advisory Board, bringing more than 25 years of global payments experience to the position. Based in the U.K., he is a recognized leader in payments modernization, having most recently served as CIO of Payments and Technology at NatWest, where he oversaw major systems including SWIFT, SEPA and faster payments.
Previously, he held senior roles at Commonwealth Bank of Australia, PayPal and MBNA. Povey has also contributed to global initiatives and industry groups, including SWIFT and UK Finance. Known for advancing real-time capabilities and regulatory compliance, he will provide strategic guidance as payments infrastructure continues to evolve.
YipitData taps Henry Schuck
Henry Schuck, founder and CEO of ZoomInfo, joined YipitData's board, bringing more than 20 years of experience building data-driven technology platforms to the board. He founded ZoomInfo in 2007 and led its growth into a leading B2B intelligence company, culminating in a successful public listing. Schuck is recognized for transforming how organizations use data to drive sales and marketing strategies.
His expertise in scaling proprietary data assets, customer engagement and enterprise growth positions him to provide strategic guidance as companies expand their use of data-driven insights to inform business decisions and improve performance. 
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