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Article published in Issue Number: 070202

PC-based server software brings new tools, support

Product: SmartPayments Server
Company: Hypercom Corp.

Hypercom's latest software for its SmartPayments Server is said to deliver fast payment processing of five seconds or less. The server may be offered for resale or as a service by merchant acquirers and ISOs.

The product can be used with any payment device to capture, encrypt and route transactions for authorization over the Internet, dial and wireless protocols. It supports retail card-present, MO/TO and Internet transactions.

Additional payment processing platforms have certified the new software version, including Electronic Clearing House Inc., First Data Omaha, Global Payments Inc., Heartland Payment Systems Inc., Chase Paymentech Solutions LLC and TSYS Acquiring Solutions.

Tip adjustment and configurable tip-input graphical interfaces provide fast and easy entry of gratuity amounts to each transaction through the PC's browser, or through an application programming interface (API) for integrated solutions, before batching all the day's transactions.

Loyalty program processing maintains a cardholder database. It provides access to reports on frequencies of purchase, average spend and other data to allow merchants to conduct targeted marketing and offer optimal rewards for repeat shoppers, such as customer discounts.

The server provides storage and support for convenience fees. This enables businesses to print the fee on the customer's receipt and store the data according to Visa Cardholder Information Security Program mandates.

The software features:

  • A check image retrieval API for uploading to high-security check image repositories and instantaneous access
  • Signature capture storage and retrieval for chargeback protection
  • Support for Microsoft SQL Server 2005, to ensure maximum performance scalability and security.

As a platform built on .NET, the newest release of SmartPayments Server leverages Web services as a backbone for processing integrated payment transactions with business-critical processes and client-side input devices.

Hypercom Inc.

Article published in issue number 070202

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