Tremendous variation exists in the payments sphere—from startup disruptors to leading processors, vendors and service providers, and all the permutation in between. Some find success offering one product or service or a suite of products geared for a single market vertical; others thrive by providing a technology stack that can be tailored to individual merchants in an array of industries. In the ISO sector, companies can be sole proprietorships or huge Super ISOs; they can be processor agnostic or dedicated to one processing partner. The variations reflect the innovative nature of our sphere.
Just like the industry overall, The Green Sheet Advisory Board members are multifaceted and extraordinarily motivated. Their perspectives convey a range of industry experiences; their individual voices vary, too, from loquacious to highly succinct. And in this issue, you'll have the opportunity to hear from a few on them in the second and final installment in our series on the scope of payments at the start of 2023—a series designed to inspire you in your career.
One of our contributors also writes through the lens of a new year, identifying the most common fraud trends of 2022 that are continuing this year. Many such trends have been around for years, but as technology has evolved, so have the means of attack. Other experts featured in this issue discuss how valuable a mentor can be for veterans and newbies alike for support, direction, advice and assistance, and why, if you don't have a mentor yet, now is the time to find one; relief for merchants who bear the brunt of friendly fraud, which is coming via additions to the Visa dispute program, including checks and balances to draw a direct relationship between the merchant and the cardholder with the use of greater data exchange to more accurately identify transactions authorized by the cardholder; and why today's merchants are increasingly assessing their use of digital commerce and what might be holding them back from upgrading.
We post full breaking news stories on our homepage (www.greensheet.com) regularly and include highlights from recent stories in this issue. You'll also find product and company profiles, along with updates on recent awards, appointments, acquisitions, partnerships, research and more. To have your company's latest news included, please send a press release to press@greensheet.com, and to offer feedback or ask questions, please email us at greensheet@greensheet.com.
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