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Table of Contents

Lead Story

IoT payments: fast, fraudproof, frictionless

Dale S. Laszig


Industry Update

News Briefs


Getting everyone on board with tokenization

Patti Murphy
ProScribes Inc.


Street SmartsSM:
The POS system buzz

Dee Karawadra
Impact PaySystem

Is the countertop terminal dead?

William C. Nichols

Differences between W-2 and 1099 for MLSs

Bill Pirtle
Author and Business Consultant

Checkout experience can make or break a business

Mia Farber
CitiXsys/iVend Retail

Keeping your sales training current

Nicholas Cucci
Fluid Pay LLC

Company Profile

Aurora Solutions

New Products

Sleek, adaptable POS for fixed and mobile settings

Luxe 6200m
Equinox Payments


Embracing VaaS


Letter from the editors

Readers Speak

Resource Guide


A Bigger Thing

The Green Sheet Online Edition

February 11, 2019  •  Issue 19:02:01

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Readers Speak

A word from EMVCo

We heard from EMVCo, the global technical body that facilitates worldwide interoperability and acceptance of secure payment transactions by managing and evolving the EMV Specifications and related testing processes.

The organization wished to augment information in "Software-based mobile payments join EMV family," which The Green Sheet published under Breaking Industry News on Jan. 14, 2019.

"EMVCo has established a Security Evaluation Process [] for software-based mobile payments (SBMP) to provide an efficient, flexible offering for product providers and promote a robust security foundation for SBMP solutions," EMVCo stated.

"There are an increasing number of solutions being deployed that use software applications to store and perform payment transactions on mobile devices," EMVCo continued. "As SBMP applications must operate in the more vulnerable consumer device environment, solutions often utilize a layered security approach incorporating various device and software components to help with combating the potential threats.

"EMVCo recognized an opportunity to develop a common approach to evaluating the security of SBMP solutions, consolidating existing processes and industry best-practices. The SBMP Security Evaluation Process therefore introduces a 'component' and 'integration' evaluation model. This allows components to be evaluated either independently or together to validate the security of the overall solution. Individual component evaluation modules include:

"EMVCo has also developed programme documents to describe the security requirements, evaluation process and methodology." Additionally, the organization noted that EMV is a registered trademark in the United States and certain other countries, and is owned by EMVCo LLC. EMVCo invited those who wish to stay informed, as well as receive advanced access to EMV Specifications and related documents, to join its Associates Programme at or subscribe at

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