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Table of Contents

Lead Story

Renaissance in prepaid gifting

Ann Train

News

Industry Update

Retail outlook steady amid economic, political uncertainties

Heartland, SCA launch national security center

Samsung, Morpho boost selfie authentication

Visa, MasterCard move payments into fast lane

Washington update: more Choke Point, new cybersecurity push

Features

Taking your business to the next level - Part 1

The payment 'auth' dilemma

Global perspectives on mobile commerce

ISOMetrics:
Prepaid gift cards in the spotlight

Views

CFPB takes on prepaid cards, overdrafts, payday loans

Patti Murphy
ProScribes Inc.

Mobile payments, mobile wallets: Predicting consumer behavior

Brandes Elitch
CrossCheck Inc.

Societies bidding farewell to cash

Christoph Tutsch
Onpex GmbH

Education

Street SmartsSM:
Do you want a business or a job?

Jeffrey I. Shavitz
TrafficJamming LLC

The new world of chargeback management

Chris O'Donnell
Instabill Corp.

Recognize, react, adapt

Jeff Fortney
Clearent LLC

The one man show: We've done so much with so little

John Tucker
1st Capital Loans LLC

Company Profile

CardFree

New Products

Locate, manage, monitor BLE devices

Fathom
Rx Networks Inc.

Printing app, cloud services for mobile POS

PassPRNT
Star Micronics America Inc.

Inspiration

Get moving toward those goals

Departments

Letter from the editors

Readers Speak

Resource Guide

Datebook

Skyscraper Ad

The Green Sheet Online Edition

March 14, 2016  •  Issue 16:03:01

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Letter from the editors

It was a great boon to merchants, consumers and payment professionals when plastic gift cards replaced old-fashioned gift certificates, which now seem quaint when the small number of retailers who still use them pull the paper certificates out, fill them in with pen and log them in by hand at the POS. Plastic made stored-value cards of all types proliferate and led to the creation of "gift card malls" at markets throughout the country as consumers grew increasingly fond of them, both as gift givers and as recipients.

Now, stunning technological developments are not only transforming the payments industry overall, but they have also rippled into the prepaid gift card realm, where the convergence of digital and physical commerce, online and in-store, is creating new ways for ISOs and merchant level salespeople to strengthen their relationships with merchants. This issue's lead article takes an in-depth look at possibilities in prepaid that until recently did not exist.

Another feature notes that the CFPB is preparing new rules to extend federal electronic funds transfer and truth-in-lending rules to general purpose, reloadable prepaid debit cards. Further features and view articles point out how difficult it is to predict consumer behavior when it comes to mobile wallets; share research on the future of mobile commerce globally (hello, China); discuss the difference between authentication and authorization; and highlight the actions European nations are taking to phase out cash.

This issue also contains the first article in a three-part series in which members of The Green Sheet Advisory Board discuss what payments innovations they believe can take their businesses to the next level and how they plan to implement them.

Our education section contains insights from experts on the impact of Visa's new chargeback thresholds; how to tell when you are doubting your sales capabilities; the benefits of owning a business instead of having a job; and the fine job the industry's feet on the street are doing despite a lack of readily available educational resources and support.

And that's not all. There's plenty of news, both in full-length stories and in briefs, along with new product stories, profiles, research, and items on company triumphs, partnerships, acquisitions, appointments and more.

We have plenty planned for the next issue. You, too, can help shape the news and views we share. Please email us at greensheet@greensheet.com, and send your press releases to press@greensheet.com.

Notice to readers: These are archived articles. Contact names or information may be out of date. We regret any inconvenience.

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Spotlight Innovators:

North American Bancard | Harbortouch | USAePay | IRISCRM.COM | Humboldt Merchant Services