The Green Sheet Online Edition
July 09, 2012 • Issue 12:07:01
Secure checkout for POS, web or mobile
Payment processor Mercury Payment Systems LLC demonstrated its latest hosted payment technology, Mercury HostedCheckout, during the National Retail Federation's 2012 annual convention in New York. The solution is part of the company's MercuryShield suite of secure integration tools, which have been designed to integrate easily with existing software products.
"Mercury HostedCheckout is a secure, Mercury-hosted online payment processing solution now available for mobile, e-commerce and integrated point-of-sale payments," said Shelley Plomske, Senior Vice President of Product at Mercury Payment Systems.
Whether the point of purchase is an integrated POS system, a mobile device or a website, Mercury HostedCheckout provides a customizable payment page on the merchant's website. Card data is collected and processed using Mercury's proprietary tokenization technology from pre-authorization to sale, and transactions are routed through Mercury's hosted payment page to ensure sensitive card data is never stored in the merchant's system, the company stated.
Plomske noted that because Mercury HostedCheckout shifts the responsibility of handling sensitive card holder data to Mercury, it helps remove software developers and merchants from the scope of Payment Application (PA) Data Security Standard (DSS) and Payment Card Industry (PCI) DSS requirements, which should ease the burden of achieving PCI compliance for traditional brick-and-mortar, web and mobile merchants.
According to Plomske, the checkout solution provides a customizable user interfaces to create a seamless experience for merchants and customers. The system is also capable of handling further transaction functions such as adjustment; voice authorization; split tendering; reversal; card on file, batch close, summary and clear; keyed entry; touch screen; and keyboard emulation swipe.
Since Mercury HostedCheckout provides checkout only, all other ordering functions involved with conducting traditional POS, e-commerce and mobile commerce business must be designed and programmed by software developers prior to integration with Mercury HostedCheckout, the company said, adding that it doesn't charge additional gateway fees for the integration.
Web browsers supported include Microsoft Corp. Internet Explorer, Mozilla Corp. Firefox, Google Inc. Chrome and Apple Inc. Safari. The POS-hosted solution includes an optimized version for the Apple iPad. Mobile browsers supported include Apple iOS, Google Android OS, Research in Motion BlackBerry OS and, in the near future, Microsoft Windows Phone 7.5.
Mercury Payment Systems
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