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Table of Contents

Lead Story

Security and the changing face of the POS


Industry Update

PayPal introduces dongle for smart phone payments

Good works make for good TV

Square deals

Retailers looking for larger role in POS mobile

TradeHill takes Dwolla to court


Court affirms viability of merchant's direct claim against Visa

Eugene Rome and Liz Wang
Rome & Associates A.P.C.

Research Rundown

Mobile Payments Conference raises EMV questions

Meet The Expert: Justin Milmeister

Payments industry 2012 salary guide

Selling Prepaid

Prepaid in brief

APPPA to tackle calling card complexities

Big challenge to comply with AML's 'Big Seven'


Micropayments are no small matter

Patti Murphy
ProScribes Inc.

New developments in payments (and winemaking)

Brandes Elitch
CrossCheck Inc.


Street SmartsSM:
A year of learning, writing, sharing

Bill Pirtle
C3ET Credit Card Consortia for Education & Training Inc.

Mining the digital gold rush

Dale S. Laszig
Castles Technology Co. Ltd.

Enhance your security protocols

Nicholas Cucci
Network Merchants Inc.

Pricing surprises: Don't let processors eat your lunch

Adam Atlas
Attorney at Law

Company Profile

2000Charge Inc.

New Products

An EMV/NFC ready POS terminal

Xion 2.5
First American Payment Systems L.P.

Mobilizing agents

CB Mobile Office
Merchant Warehouse


Big results from small talk


2012 events Calendar



Resource Guide


A Bigger Thing

The Green Sheet Online Edition

March 26, 2012  •  Issue 12:03:02

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New Products

An EMV/NFC ready POS terminal

Product: Xion 2.5

With Visa Inc.'s mandate to have U.S. merchants Europay/MasterCard/Visa (EMV) smart card ready in the near future, merchant level salespeople (MLSs) must act swiftly to bring merchants up to speed on EMV-enabled terminals. To simplify the process, First American Payment Systems LP introduced the Xion 2.5, a proprietary countertop POS terminal designed with small to midsize merchants in mind.

For merchants, that means having equipment for today's transactions, plus the built-in duality of near field communication and EMV capabilities for handling future payment technologies. In addition, First American designed the unit to be compact and ergonomic, with a large-key back-lit keypad and full color screen for enhanced viewing and touch control operation.

"We wanted to develop a terminal for our merchants that is future-proof yet has improved basic functionality," stated Brian Dorchester, Senior Vice President of Operations for First American Payment Systems.

He added that with EMV deadlines looming for U.S. merchants, the Xion 2.5 is "ready to handle this form of payment, when the time comes, and it will service a broad range of merchant needs."

The Xion 2.5 also features an internal PIN pad and offers two connectivity options, dial-up or Internet Protocol (IP). According to First American, the terminal is EMV Level 1, Level 2 and Payment Card Industry (PCI) PIN entry device (PED) 2.0 certified, as required by the card brands and set forth by the PCI Security Standard Council.

For added convenience, the Xion 2.5 supports First American's Secur-Chex check services program for verification, guarantee and electronic conversion of check payments. It also supports the company's FirstAdvantage merchant gift card program for building customer loyalty at various merchant locations. "Mobile wallet technology is here," said Rick Rizenbergs, Executive Vice President of Sales and Marketing at First American. "Right now companies, such as Isis and Google Wallet, are gearing up to release their mobile wallet applications to consumers. First American is very excited to introduce our terminal to merchants so they are ready to accept this next generation payment type."

The release of the Xion 2.5 POS terminal is well timed for MLSs and ISOs in the process of educating merchants and deploying terminals that fulfill the card brand mandates. First American said it has successfully navigated the industry's technological maze since 1990 and currently processes payments for over 140,000 U.S. merchants.

First American Payment Systems L.P.

Notice to readers: These are archived articles. Contact names or information may be out of date. We regret any inconvenience.

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