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Table of Contents

Lead Story

What does Visa's U.S. EMV push mean?


Industry Update

PCI tokenization guidelines draw much comment

How will the Google-Motorola deal affect mobile payments?

B notice advice from Convey

Selling Prepaid

Prepaid in brief

Prepaid Q&A: Gary L. Palmer

Interchange lower on benefit cards than debit


Yes, there is an alternative to NFC

Doug Dwyre


Cash advance in 2011: Fool's gold or gold rush?

Mitchell D. Levy
Merchant Cash and Capital LLC


Street SmartsSM:
WSAA or bust

Bill Pirtle
MPCT Publishing Co.

Learn to be a change pro

Jeff Fortney
Clearent LLC

The remarkable results of repetition, repetition

Peggy Bekavac Olson
Strategic Marketing

Identity theft: It's not just PCI anymore

Linda Grimm and Ross Federgreen
CSRSI, The Payment and Privacy Advisors

Encryption's place in data protection

Tim Cranny
Panoptic Security Inc.

Believe in what you offer, watch your sales soar

Steve Norell
US Merchant Services Inc.

Company Profile

Sage Payment Solutions

Charge Anywhere LLC

New Products

BPA-free receipt paper enters the cloud

Papergistics private-label receipt paper

Tablet innovation advances mobility

CardFlex Tabulous Cloud tablets
CardFlex Inc.


Preparation at summer's end



Resource Guide


A Bigger Thing

The Green Sheet Online Edition

September 12, 2011  •  Issue 11:09:01

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New Products

Tablet innovation advances mobility

Product: CardFlex Tabulous Cloud tablets

CardFlex Inc. has a new tool for tapping cash-based businesses interested in accepting credit cards. CardFlex is the exclusive provider of merchant processing and banking services to Tabulous Cloud, a company that specializes in customizing tablet devices down to the microchip level.Partnering with CardFlex sales agents can capture retail distributors, contractors, direct sales companies, multilevel marketers, street vendors and other enterprises where a portable POS solution is needed.

"Tabulous leverages cloud computing to turn its tablets into mobile devices for inventory tracking, accounting, anything associated with a business," CardFlex Marketing Director Will Swaim said. "We're built into the system as the dedicated processor. Tabulous is really terrific at integrating that kind of service down to the microchip level."

Tabulous Director Austin Hurst added, "Our goal is to remove the friction entrepreneurs encounter when trying to collect payments from their customers while simultaneously decreasing the lead time for accessing their revenue." Tabulous Cloud was built on an international, carrier-class network infrastructure to maximize uptime and protect data integrity.

Funds are deposited directly into the merchant's bank account with immediate access for merchants set up with CardFlex debit cards. "Through our processing relationships, we process ACH [automated clearing house], we do cash advance setups for merchants, credit cards, we even handle prepaid," Swaim said. "We handle virtually any kind of noncash transaction."

To process payments, a credit card scanner links the merchant's Tabulous-integrated tablet via Bluetooth to a secure Wi-Fi 3G or 4G network. "There are also e-transactions, which is the easiest way to do it," Swaim said. "It functions pretty much the same way a gateway would in a conventional computer setup, where you key in the transactions."

The portable office

Swaim said tablet technology is best suited to business environments where employees may not have regular access to computers. "A lot of people are thinking about mobile technology," he said. "The cloud allows you to be almost anywhere. As long as you have Internet capability, you can hook up to the cloud, which is where your hard drive and all your systems are backed up."

For example, an employee who services grocery stores for a food or beverage distributor could carry the integrated Tabulous tablet en route and be able to manage all aspects of each service call from the field, from accounts payable and receivable to inventory control, Swaim pointed out.

"So it's almost as if you're in the store or your own office all the time," he noted. "I think it's becoming an essential tool for people who are working outside the office or even in particularly large campus or warehouse environments." A businessperson can do virtually everything outside the office because they have cloud functionality, he added.

Making a better impression

Every merchant level salesperson understands the importance of maintaining visibility when establishing merchant relationships. "We're giving them one more powerful piece of technology to allow them to go back to merchants and say, 'This is why you want to work with us,'" Swaim said. "We're an agent office out in California, but we handle clients across the U.S."

According to the company, CardFlex offers a service-oriented reseller program that provides lifetime residual income for signed merchants, a processing rate that can be negotiated with potential merchants, no minimum volume requirement, cutting-edge processing technologies, sales agent collateral materials and 24/7 technical support.

CardFlex Inc.

Notice to readers: These are archived articles. Contact names or information may be out of date. We regret any inconvenience.

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Spotlight Innovators:

North American Bancard | USAePay | Board Studios