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Table of Contents

Lead Story

Payments 2010: Fast forward to the future


Industry Update

Black Friday, Cyber Monday post promising sales

MasterCard, Visa, PayPal thwart DDoS attacks

Dwolla P2P goes national

Chip and PIN versus mag stripe debated

Discover's Zip cards ready for prime time

Trade Association News

Selling Prepaid

Prepaid in brief

Has gift card industry reached turning point?

GAO on why prepaid needs regulation


Checks give way to debit cards

Patti Murphy
The Takoma Group

Keys to driving merchant retention

Jeffrey Shavitz
Charge Card Systems Inc.


Street SmartsSM:
Are you awake to mobile payments?

Ken Musante
Eureka Payments LLC

Paperless merchant acquiring: A legal perspective

Adam Atlas
Attorney at Law

Experts weigh in on social media marketing - Part I

Bill Pirtle
MPCT Publishing Co.

E-commerce fraud: Identifying and reducing risk

Nicholas Cucci
Network Merchants Inc.

Company Profile

CheckAlt Payment Solutions

New Products

Virtual testing for ATM and POS networks

QuickStart System
Lexcel Solutions Inc.


It's a fine life, isn't it?



Resource Guide


A Bigger Thing

The Green Sheet Online Edition

December 27, 2010  •  Issue 10:12:02

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It's a fine life, isn't it?

There has been much tragedy in my life; at least half of it actually happened.
- Mark Twain

At this time of year, the holiday gatherings are coming to an end, wrapping paper is in the recycle bin, retailers have marked down leftover merchandise, and many folks are giving thought to the approaching year. But before making plans for the year to come, how about appreciating the year you have just lived?

If you are reading The Green Sheet, it is likely you are working in the payments industry - a major blessing in these tough times. While nothing is perfect, in life or in the workplace, the fact that you have been able to provide financially for yourself and your family should give you a sublime feeling of accomplishment and peace of mind.

As an ISO or merchant level salesperson (MLS), you helped merchants stay in business and thrive in 2010. By doing that, you provided an invaluable service to the economy, to employers and to their employees. It is therefore acceptable - in fact necessary - that you take a measure of joy in that achievement.

Now sit down at your desk, put your feet up and reflect on the year that is nearly complete. Don't dwell on the merchants that you lost or that week in June when it seems all you did was put out one merchant fire after another.

Bask in the goodness

Instead, think about all the great things that happened. Maybe it was that day a co-worker picked up the slack when you had to rush off for a family emergency or when you called in a favor and a terminal supplier rushed a terminal to one of your merchants whose device had gone down.

Appreciate even the slightest bit of good news. Remember when you were running late one morning and you got a green light at every intersection, so you reached your first appointment right on time? Or how about the afternoon you found that guy's business card at the bottom of your briefcase and he turned out to be a solid lead?

Think about all the new people you met in 2010 and all the positive conversations you had with merchants. Reflect on the laughter you shared with colleagues and the cards you received on your birthday. Don't forget the money your office collected for charity or the new puppy your colleague brought into the office one day. It brought you a smile, didn't it?

Sure, you've got your share of troubles. But don't let negativity reign. This is the ideal time to remind yourself of all that has gone right for you in the past year. It's time to remember that life is good. Because it is.

Notice to readers: These are archived articles. Contact names or information may be out of date. We regret any inconvenience.

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