The Green Sheet Online Edition
May 29, 2007 • Issue 07:05:02
Fort Knox for merchant data
They often hear the mantra not to store track data. But certain merchants would like to have short-term access to some cardholder data without putting themselves at risk of violating the Payment Card Industry (PCI) Data Security Standard. One solution to their data-storage risks is to secure the information off-site.
Working with CardVault from 3Delta Systems Inc., businesses that accept and process card payments remove customer data from their internal systems. Then CardVault stores the data at 3DSI's secure, PCI-compliant processing centers.
Users submit cardholder and protected private data to the company's payment processing network, where it is encrypted and stored.
Thereafter, a reference key for the data is maintained by the merchant. The key is used to initiate a card transaction or access data.
Because CardVault employs both real-time and file-based transaction interfaces, it supports call center, e-commerce and mail/fax order fulfillment operations. The system enables organizations to protect their databases from threats aimed at stealing confidential customer information, according to the company.
3Delta Systems Inc.
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