As the 40th anniversary of The Green Sheet draws closer, we continue to explore the payments industry's evolution in retrospective articles penned by staff and by contributing writers. This issue's lead article expands our look into the extraordinary life of a payment transaction, which kicked off with our Aug. 28 issue. The focus this time is on transaction security checkpoints as detailed by several experts in the field. Among the telling topics they discuss are PCI DSS version 4.0, verification and authentication, point-to-point encryption, DORA compliance for companies doing business in the European Union, emerging threats, and data devaluation.
Other articles in the retrospective series include a first-person account of the early years of one industry veteran's career, as well as words to inspire a race to the top instead of the proverbial "race to the bottom" bemoaned by many through the years. And we're got current developments covered, too. The Education and Views sections contain expert perspectives and advice on how to ace your next interview (hint: preparation, preparation, preparation); the pros and cons of using an intermediary account versus direct debit in AP automation; how technology-driven strategies offer clarification for those implementing cash discount and surcharging; how AI can be used to combat the growing fraud tactics powered by AI; and evidence that old payment methods, like old-fashioned checks, don't die—they move over.
News stories cover such topics as PayPal's foray into cryptocurrencies with its first stablecoin, PayPal USD, in partnership with Paxos; a new report from Altair, revealing that digital twin technology is trending in the banking, financial services and insurance sectors.; indications that FedNow poses minimal threat to major card networks like Mastercard and Visa despite enabling financial institutions to offer real-time payment products that compete with legacy debit products; why Adyen's recent share price plummet indicates European cross-border brands aren't yet prepared for the U.S. market; and MPC23, a holistic digital commerce event that covered topics from banking to security and fully embraced digital commerce.
Also included to enhance your career are updates on industry milestones reached; new company and product profiles; and our popular Resource Guide containing information on industry stalwarts with decades of experience, along with new enterprises with new ideas. And don't forget to check out our advertisers without whom we wouldn't be able to serve you. Questions? Email firstname.lastname@example.org. News? Send a press release to email@example.com.
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