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Table of Contents

Lead Story

Have you weatherproofed your ISO?


Industry Update

Visa, MasterCard to cut credit card interchange in Canada

Home Depot breached via third-party vendor

Prepaid community reacts to CFPB


Mobile global acceptance


Prepaid cards get regulatory upgrade

Patti Murphy
ProScribes Inc.

Leveling the playing field for the not-so-super ISO

Nancy Drexler
Acquired Marketing

Nothing ado about much

Kevin Mendizabal
Frates Insurance and Risk Management


Street SmartsSM:
Merchant attrition – Part 2: Call the locksmith

Tom Waters and Ben Abel
Bank Associates Merchant Services

Money20/20 insights and reflections

Peggy Bekavac Olson
Strategic Marketing

Like baseball, pitching payments takes practice

Jeff Fortney
Clearent LLC

What 2015 has in store for payments

Michael Gavin
Merchant Warehouse

Why not sell high-risk merchant processing?

Jeffrey I. Shavitz
Charge Card Systems Inc.

Company Profile

Allied Wallet

New Products

If you don't have a password, it can't be stolen

Sekur Login Inc.

A turnkey mobile POS solution

CardFlight Inc.


The benefits of darkness saving time


Readers Speak

Resource Guide


A Bigger Thing

The Green Sheet Online Edition

December 08, 2014  •  Issue 14:12:01

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New Products

If you don't have a password, it can't be stolen

Product: Sekur Login

Technology company Inc. has created what it touts as the future of authentication on mobile and e-commerce applications.'s patented technology delivers multifactor authentication with a smartphone while eliminating the need for user IDs and passwords, the company said.

Jack Bicer, known in the computing world for inventing the "uninstall" and "automatic software updates" tools, noted that secure products in the mobile space frequently require extra steps to authenticate, while less secure products are generally easier to use. He devised the app, Sekur Login, to combine strong security with ease-of-use.

"If you want to be secure, eliminate passwords, because if you don't have a password, it can't be stolen," Bicer said. "You can eliminate both passwords and user IDs by turning your phone into your digital identity. The Sekur Login verifies what it knows about you plus the uniqueness of the hardware of your phone with 100 percent accuracy at 100 percent of the time. And the whole process happens in about one second."

For regular web login, sites present the user a quick response (QR) code during the login process. The user scans the QR code using the app on the smartphone and logs in. Neither user IDs nor passwords are used. A PIN or a fingerprint is used to launch the app. This login process works the same way on every optimized website, the company stated.

For mobile web logins, the user clicks on the Sekur login button, enters his or her PIN or fingerprint and logs in within a second. provides two-factor authentication on a single mobile device, without requiring additional hardware – an industry first, noted.

No two phones are the same; all have unique hardware differences.'s patented technology (FonePrint) uses these differences in combination with PIN and biometrics for secure authentication.

The company also said its app renders keyboard loggers useless, a malware that is so successful in stealing passwords that 230 new versions are released every day. "If Target had used, they would have avoided the data breach," Bicer said. A video demonstrating Sekur Login can be seen at

Notice to readers: These are archived articles. Contact names or information may be out of date. We regret any inconvenience.

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Spotlight Innovators:

North American Bancard | USAePay | Board Studios