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Table of Contents

Lead Story

D.C. taxis at payments crossroads


Industry Update

Pango mobile parking app catching on in Scranton

BlueSnap empowers Game of Thrones Ascent

First EMV-compliant ATMs in U.S. go live


GS Advisory Board:
Insiders' views on new developments, challenges, opportunities in payments - Part 2

Selling Prepaid

Prepaid in brief

Prepaid improves global payroll

10 simple steps to a better IVR

Justin Lemrow
Contact Solutions LLC


What's in a name?

Patti Murphy
ProScribes Inc.

Amid disruption, distribution remains key

Ken Musante
Eureka Payments LLC


Street SmartsSM:
Are terminals an endangered species?

Dale S. Laszig
Castles Technology Co. Ltd.

Data protection laws are global and enforced

Ross Federgreen

Tricks of reading credit card statements

Jeffrey I. Shavitz
Charge Card Systems Inc.

Conquer your to-dos in three simple steps

Jeff Fortney
Clearent LLC

The FDIC responds to Brobot

Nicholas Cucci
Network Merchants Inc.

Company Profile

Clearent LLC

New Products

EMV-ready mobile device



Intuit the secret to success


Readers Speak

Resource Guide


A Bigger Thing

The Green Sheet Online Edition

June 24, 2013  •  Issue 13:06:02

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Readers Speak

Readers speak


I am a merchant level salesperson for a small ISO, as well as a loyal Green Sheet reader. During the day I prospect for merchants. But in my spare time, I take night courses at the local JC about how to write code. What I want to do is take my knowledge of payments and develop a mobile payments app that I can license out to other ISOs. What resources are out there that can help me in development of my app and get feedback when the time is right?

Bob Tavioli


Thank you for your question. As your email suggests, you realize the intersection of mobile technology and payments is the new frontier. The industry is waking up to this fact. Our very own trade group, the Electronic Transactions Association, is intent on attracting more tech people into the fold. In fact, the ETA's annual tradeshow is expected to touch down in San Francisco in a couple of years to draw high-tech professionals to financial services. So if your app is sufficiently developed by that time, the ETA would be a perfect venue for you to establish contacts, even partnerships, with ISOs and others.

The ETA and the regional tradeshows also hold tech challenges that are gaining in popularity. The challenges are lively events where tech innovators display their latest wares, with pretty substantial cash prizes up for grabs. So when your app is ready, why not enter it into one of these challenges? It would be a great way for you to get valuable feedback from the judges, and the rowdy audience of payment pros.

Also, investigate app developer challenges. The Center for Financial Services Innovation holds one that is very popular. It's called the Financial Capability Development Competition (FinCapDev for short). The focus of the competition is on the development of mobile payment apps that can help the financially underserved (also called the unbanked or underbanked) better manage their finances. If your app takes on this type of flavor, give this contest a whirl.

Another such competition is put on by PayPal Inc. It's called the PayPal X Developer Challenge. Of course, this contest is open only to developers who write apps that integrate PayPal's engine into the app's payment mechanics.

But these opportunities only scratch the surface. By the time you develop your app to perfection, whether it be six months or a year, the resources at your disposal will only be greater.


Notice to readers: These are archived articles. Contact names or information may be out of date. We regret any inconvenience.

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Spotlight Innovators:

North American Bancard | Simpay | USAePay | Impact Paysystems | Board Studios