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Table of Contents

Lead Story

Cooperation spurs progress in 2012


Industry Update

Experts doubt SAFE WEB Act slows cyber crime

CFPB seeks to refine money transfer rules

Retailers appeal preliminary approval of settlement

Technology spurs cashless adoption


AmEx, Wal-Mart, partner on prepaid debit card

Going postal with financial services

The prognosis for payments - 2013

Selling Prepaid

Prepaid in brief

Blumenthal bill targets gift card fees, expiration dates

First ATM-dispensed, multibrand gift card program in pilot


The confusing state of mobile

Patti Murphy
ProScribes Inc.


Street SmartsSM:
Five predictions for 2013

Jeff Fortney
Clearent LLC

Making sense of 'sensemaking'

Dale S. Laszig
Castles Technology Co. Ltd.

No reservations about mPOS at eateries

Rick Berry
ABC Mobile Pay Inc.

Crunch time for holiday shopping data

Nicholas Cucci
Network Merchants Inc.

Subtle but crucial factors in portfolio sales

Adam Atlas
Attorney at Law

Empower your email

Brian Jones

Company Profile

American Microloan LLC

New Products

POS with a higher purpose

HioPOS Plus
Regal Payment Systems LLC

More leads in less time

Press 1 Campaign
Live Reps Call Center


Change be with you in 2013


10 Years ago in The Green Sheet

December 23, 2002 Issue 02:12:02


Resource Guide



2013 events calendar

A Bigger Thing

The Green Sheet Online Edition

December 24, 2012  •  Issue 12:12:02

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Change be with you in 2013

He who resolves upon doing a thing, by that very resolution, often scales the barriers to it and secures its achievement.
- Samuel Smiles

That short period when one year is coming to a close and a new year is beginning is often a time set aside for reflection. It is a time when we take stock of our careers and lives. We make resolutions and promise ourselves we will keep them.

Often, what we are saying is that we want to change in some way. Perhaps we want to change how we spend money so we can save more, change our diets so we can lose weight, or change how we interact with others so our relationships can be more fulfilling.

The changes we seek are always positive. Our thoughts are focused on how we can be better people and professionals, however we choose to define "better." But then, of course, you know what tends to happen a few weeks into the new year: many of us have done nothing about what we'd passionately resolved to change on New Year's Eve.

That's the problem with an end-of-the-year mentality. It feels good to make promises to ourselves. We sometimes even convince ourselves that making these promises means we are taking action and making changes. However, too often, we stop there. The key is to put our resolutions into action.

Be aware

The difference between making the promise and making the change is doing the work. One way to jump start action is to write the resolution down on paper. Don't just type it into your computer and save it as a Word file. Make it tangible. Write it down with pen and paper and display it prominently, whether on your refrigerator door or the bathroom mirror. This will help you remember in March the promise you made to yourself in January.

The goal is to develop a deliberate, self aware approach to action, as opposed to acting impulsively. For example, leaning on your car horn when traffic is not going fast enough for you is a reactive response to a frustrating situation. But blaring the horn never makes rush hour traffic bend to your will.

It is better to channel frustrations in a productive direction. A note attached to the refrigerator that says, "Relieve stress by exercise, not by overeating," provides a reminder to keep you on track.

Be steady

Take small steps. If you try to make a change in one fell swoop and be done with it, you are less likely to succeed. Making a change is a process, not an event. Change involves taking one step, then another and another until the change becomes your normal behavior.

For example, losing weight and keeping it off are two distinct outcomes. If you starve yourself, you are assured of losing weight. But you won't keep the weight off if you expect to stay alive.

However, if you reduce your intake of processed sugar, you will experience a boost in energy, which might spur you to take walks at lunchtime. Slowly, you will start to lose weight and feel better. That feedback loop builds on itself until you find yourself rarely craving sugar. The change is becoming permanent.

Be resilient

Never give up when you hit a roadblock. There will always be obstacles to achieving your goals. If you falter, don't get down on yourself. You will never be perfect. Just get back up and try again.

Although change is difficult, it is profoundly satisfying when you succeed at it. Achieving one goal is evidence that you have enough control to achieve another, and another. And this could spur you to embark on even grander makeovers that propel your life in new and exciting directions.

Notice to readers: These are archived articles. Contact names or information may be out of date. We regret any inconvenience.

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