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Table of Contents

Lead Story

The patent quest

News

Industry Update

Studies point to shifting consumer card use

PCI 2.0 refines, clarifies compliance process

Global payments remain strong

Upward surge continues in electronic payments

Trade Association News

Selling Prepaid

Prepaid in brief

Innovation in prepaid

David Parker
Polymath Consulting Ltd.

The low-fee future for prepaid

Views

A look at this season's payment data

Patti Murphy
The Takoma Group

Education

Street SmartsSM:
Counterparty risk: Keeping the discussion alive

Ken Musante
Eureka Payments LLC

Establishing your online identity

Nicholas Cucci
Network Merchants Inc.

Marketing with credibility and impact

Daniel Wadleigh
Marketing Consultant

Contactless taps new markets

Dale S. Laszig
Castles Technology Co. Ltd.

Company Profile

Impact Payments Recruiting

New Products

Real-time RDC

Deposit 24/7 remote deposit capture suite
Wausau Financial Systems Inc.

Inspiration

It's more than a numbers game

Features

ISOMetrics:
How much will consumers spend this holiday season?

Departments

Forum

Resource Guide

Datebook

A Bigger Thing

The Green Sheet Online Edition

November 22, 2010  •  Issue 10:11:02

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Inspiration

It's more than a numbers game

Like many in the payments industry, you've probably been in high gear for a while now ramping up for the year-end holiday season by helping your merchants prepare for an influx of shoppers, making sure their software is up to date, checking the status of POS equipment and supplies, reinvigorating your help desk staff and doing everything else possible to ensure the season goes smoothly.

We all have high hopes that, despite economic challenges, people will be imbued with the holiday spirit and go forth amid tinsel-, garland- and ornament-festooned stores, markets and seasonal fairs to seek gifts that will convey their unique appreciation for family and friends who bring meaning to their lives throughout the year.

Looking at the data

We pay close attention to holiday spending data year to year, of course, because more sales and larger transaction amounts mean more prosperity for our merchant customers and for us. And what happens during the closing months of the year can affect, not just the following year, but many a merchant's entire future.

Here are just a few findings from recent economic studies:

Looking into our hearts

So what do these bits of data mean? None of us can predict what the last weeks of 2010 will bring. But there is a very good chance the worst is now behind us. What we can do is remember that this profession we share is more than a living. It is an opportunity to do our very best for our clients, our communities, our families and ourselves, especially at this time of year, when some have lavish gifts to offer while others can offer only their good cheer. Let's endeavor to prize them all.

Notice to readers: These are archived articles. Contact names or information may be out of date. We regret any inconvenience.

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Spotlight Innovators:

North American Bancard | USAePay | Super G Capital LLC | Humboldt Merchant Services | Impact Paysystems | Electronic Merchant Systems