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S Spotlightpotlight I Innovatorsnnovators

SAePay is a family-owned business based in
Los Angeles, CA. For over 15 years, the com-
pany has been assisting merchants with pay-
U ment solutions to fit their needs. USAePay's
payment gateway supports most of the major platforms
in the credit card industry and works with some of the
leading check platforms. USAePay is pleased to work
with most of the larger merchant service banks in the US
and Canada.

What’s New:

Security always matters

n today’s digital age, one of the most critical features of a payment gateway is security.
In fact, most payment professionals will tell you the payment gateway is what protects
every transaction. While this assessment isn’t that far off, other security measures on
I the processing and merchant sides must also be in place to complement the gateway’s
security framework. Altogether, they constitute a robust and risk-free environment that is safe
from payment fraud.

“Having a certified, reputable and reliable gateway solution behind transactions is paramount
to ensuring a merchant’s payment services architecture is 100% safe from outside intruders,”
said Ben Goretsky, CEO at USAePay. “This means the savvy merchant will want to know details
about gateway up time, credentials and version upgrade practices before they sign on with any
merchant services provider, POS company or payment-enabled software maker.”

Due diligence pays off
Of course, if you’re one of these service providers, you will also want to strategically align with a gateway partner that
will back you and your customers up every step of the way. Therefore, you’ll need to do up-front due diligence to review
security practices and how a gateway service provider’s overall support model works long before you forge a partnership
agreement or begin boarding customers.

Additionally, it is good to know what practices the third-party gateway provider has in place for communicating critical
information about security practices and certifications both to you, and more importantly, to your customer. If you’re
looking to integrate a third-party gateway into your software, you’ll also want to be assured the gateway partner is
completely forthcoming about their internal practices for upgrading security standards, and staying abreast of the latest
security initiatives within the payments industry.

A stellar record
“USAePay offers a documented 99.99% up-time and integrity record and an uncompromised promise that our technologies
are always in compliance with the latest security standards within the industry,” continued Martin Drake, President at
USAePay.

USAePay is working around the clock to ensure security standards are always above par with the industry’s requirements.
The company’s #1 ambition is to “always be in compliance” and this commitment shows through in the constant effort
that is invested in keeping USAePay’s security standards above par, their success in maintaining a 99.99% documented
integrity record, and the continuous improvements they are making to their technologies to enhance security and reduce
risk.

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