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Spotlight Innovators

liaswire®, Inc., is a leading payments tech-
nology provider of highly advanced, secure
and reliable transaction processing solutions.
A Aliaswire’s unparalleled, intelligent processing
platforms and intellectual property continuously evolve
and scale to meet changing market demands across mul-
tiple verticals. An industry-recognized innovator, Aliaswire
provides multi-tenant payment processing capabilities to
the market through a growing network of channel partners
and resellers including financial institutions, Fortune 500
companies, payment networks.
What’s New:

Tap into card issuing revenue and put

PayVus to work for you and your merchants

e all know that selling on rate is a race to the bottom. While merchant level salespeople try to redirect con-
versations from rate to value, Interchange is still the elephant in the room with many prospects. Merchants
who ask, "what's my rate?" and MLSs who analyze their statements tend to think of rate as an elephant: big,
W fixed and immovable, instead of something they can leverage.

For years, payments industry stakeholders have thought of Interchange as a fixed cost for Acquirers and revenue source
for Issuers. Techniques such as "cash discounting" and "surcharging" are the latest fad that attempts to mask Interchange
costs, but these approaches only results in shifting Interchange costs and merchant processing fees to Cardholders The
Interchange game changed when Square and PayPal issued business debit cards, which enables them to earn Interchange
revenue when their merchants used the cards.

Recognizing the limitations of debit cards and seeing a need for a robust business credit card solution, Aliaswire launched
PayVus®, a Mastercard World Business credit card with built-in technologies to help small and midsize businesses grow
and scale while being fully integrated with their merchant processing. PayVus helps merchants reduce costs, manage
cash flows and obtain fast access to funding. Best of all, whenever the PayVus Mastercard is used, it helps participating
merchants lower their processing costs while enabling ISO's and Acquirers to participate in the revenue generated
whenever their merchants use the PayVus card.

"For ISO's and Acquirers, PayVus is a game-changer. PayVus enables ISO's and Acquirers to tap into card issuing
Interchange revenue stream and provide a combined acquiring and issuing solution that is more cost effective for their
merchants," says Scott Goldthwaite, President of Aliaswire, Inc.

Priceless value for SMBs – PayVus provides the bridge between payables and receivables
PayVus combines your merchant acquiring with small business credit card issuing. The PayVus MasterCard World
Business card is fully integrated with your merchant processing. In addition to the traditional revolving line of credit –
up to $10,000 – the PayVus platform split-settles a portion of their daily merchant processing proceeds to the PayVus card.
This combination boosts a merchant's purchasing power. With this approach, this revolutionary platform pays residuals
based on merchant card usage, creating new recurring revenue streams. ISOs and acquirers can use these residuals to
offset and reduce merchant processing fees, giving them the ability to sell at or below Interchange.

In addition to lowering fees, PayVus provides integrated AR and AP solutions and a line of credit that merchants can
access to grow their businesses. PayVus product and service offerings are made available to merchants exclusively through
Aliaswire sales channel partners.

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