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Spotlight Innovators




                                                               eadquartered in Troy, Michigan, award-winning North
                                                               American Bancard is an industry leader in credit card pro-
                                                               cessing, providing a variety of merchant services that help
                                                     H client companies of all sizes develop solutions for payment
                                                     processing, including credit, debit, EBT, check conversion and guaran-
                                                     tee, gift & loyalty cards, and much more. As an MSP/ISO since 1992,
                                                     North American Bancard is dedicated to offering the highest service
                                                     levels, exceptionally competitive pricing, and the latest technology to
                                                     its client companies, including Pay Anywhere, its proprietary point-of-
                                                     sale (POS) solution. With over $34 billion worth of payments processed
                                                     for more than 250,000 businesses every year, North American Bancard
                                                     is determined to help American business prosper.
        What’s New:


        Payment acceptance anywhere, in every way!



              f you already represent the robust suite of North American Bancard (NAB) products, you and your merchants are
              no doubt enjoying all the benefits of the NAB Payanywhere platform. If you don't yet sell NAB products, it's a great
              time to learn more about the latest advantages of the Payanywhere software application. In fact, this software is
        I more nimble and powerful than ever before, and it also includes a visionary combination of merchant business
        tools. "North American Bancard designed and built the Payanywhere application," said Jim Parkinson, NAB Chief
        Information Officer. "As the sixth largest non-bank merchant acquirer in North America, this means we've put in the
        time to learn the intricacies of the payments industry and beyond, and we know how to make payments products that
        work for businesses."

        A full-service vision.
        The Payanywhere concept began with a vision to create "smart solutions" for merchants. Launched in 2011, the original
        Payanywhere product gave merchants a competitive and affordable alternative to other mobile payment systems, and it
        has matured into one of the most robust and ubiquitous merchant software applications used in the marketplace today.

        The latest version of the Payanywhere application has simplified the payment process even more by separating the
        experience into three basic parts:
           1.  The Payanywhere software application (both iOS and Android compatible).
           2.  A point of sale hardware system.
           3.  A merchant portal that allows business owners to manage payment data, customer information, employees, accept
              online payments with a free virtual terminal, and send invoices.

        The Payanywhere application works on a host of hardware devices and is powered by NAB's in-house payment processor,
        Electronic Payment Exchange. This enables the merchant's payment system to be configured simply or as feature rich
        as needed for the company's current set of business needs. "We also built EPX from the ground up, so we know all the
        ins and outs of the technology," continued Parkinson. "We're able to build and support what we’ve created to ensure the
        merchant won't get lost in the shuffle of large, third-party processors."
        The Payanywhere system has also been designed to easily scope and scale for the merchant as their payment needs
        change, providing easy and efficient upgrade capabilities, including turnkey hardware system changes.
        Everything in one package.

        Payanywhere is easy for the merchant to understand and use, and it makes an elegant and well-appointed addition to
        any business technology package. The software, hardware, and business management tools included in the package give
        retail, quick-serve restaurants, and service-based merchants a host of convenient tools for accepting card-based payments
        securely, accurately, and conveniently.

        Payanywhere features include:
             • Real-time transaction reporting.

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