The Green Sheet Online Edition
July 14, 2025 • 25:07:01
Letter from the editor
The rise of cryptocurrency is no longer speculative; it’s happening now. Once viewed as a fringe experiment or workaround, digital assets have become a force reshaping how we think about money movement. In this issue’s lead article, we explore the surging relevance of stablecoins (cryptocurrencies pegged to fiat currencies) and how they’re moving from niche to mainstream. With Visa, Mastercard, Stripe and even community banks leaning into stablecoin innovation, new use cases are emerging rapidly.
But it’s not all smooth sailing. Regulatory scrutiny, fraud concerns and infrastructure gaps pose serious hurdles. Our coverage takes a balanced look at stablecoins’ expanding role and what’s at stake for financial institutions, merchants and consumers as digital currency enters its next phase.
Payments orchestration is another development that is no longer speculative. But all companies offering "orchestration" are not equal, and one of our expert contributors explains how to identify the ones that truly deliver. Other industry leaders delve into how a compelling narrative can elevate your brand, build trust and drive growth in a competitive market; how, amid global uncertainty, businesses can turn a potential crisis into a catalyst for innovation; why financial institutions must adopt AI-powered, real-time tools to detect fraud attempts more effectively than outdated systems allow; ways in which B2B payment solutions can improve cash flow, reduce fraud, lower costs and streamline operations; Visa's tightening standards for Level 2 and 3 data, which significantly impact acquirers and merchants; and UK reforms targeting APP fraud that boost consumer reimbursements but strain fintechs.
In the news, we've highlighted New York's passage of legislation requiring retailers to accept cash, protecting consumers who lack digital access; Block Inc.'s plans to enable bitcoin payments via Square using the Lightning Network; Fiserv's launch of its stablecoin, FIUSD, partnering with PayPal and Mastercard to expand blockchain-powered payments across its network; U.S. regulators' request for information on the surge in payments fraud, particularly in checks, ACH and wire transfers, and request for input on prevention strategies; and Walmart's agreement both to pay $10 million and strengthen its anti-fraud measures to settle FTC charges that it enabled fraudsters to exploit its money transfer services.
Be sure not to miss new product and innovator profiles, the latest updates on payments industry milestones, and other resources gathered with your career success in mind. Please email your questions to greensheet@greensheet.com. And send your news to press@greensheet.com. 
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