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Inspiration







                               Get ready before the rush






































                  utumn arrived Sept. 22, and with it came that   ing a holiday rush. Staff members who aren't completely
                  unmistakable sense that the year has shifted   comfortable with the payment system may benefit from a
                  gears. For payments professionals, the change   refresher before seasonal employees arrive.
        A of season is more than a turn of the calendar.
        It's a reminder that merchants are approaching one of the   It's also a good time to check your own business
        busiest stretches of the year. Halloween is barely a month   Look at your own operation. Follow up on conversations
        away. Thanksgiving follows soon after. Then, seemingly   that have gone quiet. Review your portfolio. Reconnect
        overnight, the year-end holiday rush is upon us.         with merchants you haven't spoken with lately. Learn
        Now is a good time to check in with merchants            more about a product you've been meaning to investigate.
                                                                 Make sure you know whom to call when something goes
        Ask what's changed since last holiday season. Have they   wrong on a particularly busy Saturday.
        added locations, sales channels or employees? Are they
        expecting more online orders? Do they have the equip-    Autumn reminds us that change is inevitable. Leaves
        ment they need? Are their payment terminals and soft-    turn, daylight diminishes and suddenly we're pulling
        ware up to date? Could faster checkout, mobile acceptance,   jackets from closets again. Business has seasons, too. The
        contactless payments or additional payment options help   advantage is that we can see some of them coming.
        when business picks up?
                                                                 So use these early days of fall well. Say hello. Ask ques-
        The answers may uncover opportunities, but the conver-   tions. Fix the little things. Help merchants prepare. The
        sation doesn't have to begin with a sales pitch. Sometimes   holiday rush will arrive soon, but there's still time to pre-
        the most valuable thing an ISO, merchant level salespeo-  pare for it.
        ple or other merchant service provider can offer is the
        question a busy merchant hasn't had time to ask: What
        could become a problem when we're busy?
        A terminal that occasionally misbehaves in September
        could become a major headache when customers are
        lined up in December. An inefficient checkout process                     Kate Gillespie, President and CEO
        that seems tolerable today may not feel so tolerable dur-


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