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ators
                                           Spotlight Innovators
                                           Spotlight Innov


        MBNCARD provides comprehensive training on dual pricing models and encourages businesses to be creative when
        they roll out the program by offering additional incentives to cash-paying customers. Cash loyalty and reward programs,
        limited-time offers and exclusive discounts can further encourage customers to choose cash over credit cards. And studies
        have shown that card-paying customers will happily pay a bit extra to gain points and miles by using their preferred
        payment methods.
        The MBNCARD advantage

        MBNCARD’s patented program gives partners and their merchants a competitive advantage. In addition to having an
        exclusive right to resell through our patented structure, authorized MBNCARD Inc. associates earn high-commission
        payouts and bonuses with complete access and visibility into their accounts.

        Additional options include a choice of multiple processing platforms Omaha, North and Global / TSYS, and the ability to
        underwrite their own deals. MBNCARD partners also have a pathway to the future, with an option to sell their merchant
        portfolios or accounts as their businesses grow and scale. Through it all, partners receive dedicated support and a video
        training library to further educate their sales teams.

        As payment acceptance costs continue to evolve, merchants and sales partners alike are looking for practical strategies that
        protect margins while preserving customer choice. MBNCARD believes dual pricing, when implemented transparently
        and supported by proven technology, offers a path toward achieving both goals. https://merchantsbancard.com/become-a-
        partner/mbn-iso-agent-program/













        ISO / MLS Contact
        Kayla Mackenzie
        Senior Communications Manager
        kmackenzie@solapayments.com
        470.786.3233

        Singular platform with multiple


        paths to prosperity


        S         ola is headquartered in Brooklyn, New York. Originally founded as Fidelity Payment Services in 1996, the com-


                  pany established its roots in merchant acquiring and later incorporated in 2013 as Cardknox Development Inc.
                  Over the ensuing three decades, the company evolved from traditional acquiring into a proprietary gateway
                  and modern, integrated payments platform. In 2024, Fidelity Payment Services and Cardknox unified
        under the Sola brand, reflecting sun, clarity and simplicity across its distribution, gateway and PayFac capabili-
        ties. The rebrand combines distribution strength with modern gateway and PayFac infrastructure to better serve
        partners, merchants and the broader payments ecosystem.

        Time-tested leadership
        Today, Sola’s approximately 180 employees and executive team are led by CEO Michael Reed, a seasoned
        executive whose leadership experience includes First Data, Bank of America Merchant Services, Barclays and
        Deluxe. “Sola is building something different from both traditional processors and newer PayFac platforms,”
        Reed said. “Rather than forcing a single model, we focus on giving partners real choice, meeting them where

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