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Insights and Expertise




                                                                Leading through change
              Position payments not simply                      Embedded finance, blockchain open banking: these aren't
               as a back-end necessity, but                     just buzzwords; they represent shifts in how merchants
                                                                can serve their customers and grow their businesses. For
                as a strategic lever to boost                   payments consultants, staying ahead of these trends is
             conversions, improve cash flow                     fundamental.
            and strengthen customer loyalty.                    By engaging SMEs with empathy, clarity and well-
                                                                informed guidance, payments professionals can unlock
                                                                long-term relationships and meaningful results. The tools
                                                                are there, the demand is real, and the opportunity to lead
        Driving  meaningful conversations begins  with  the     has never been greater.
        customer's pain points: slow checkouts, limited payment
        options and abandoned purchases all open the door to    Change is here. Those who embrace the role of trusted
        tailored solutions.
                                                                adviser will measure success in both sales and impact.
        Bringing data into the mix helps contextualize urgency;
        for example, digital wallets accounted for over one-third   Melinda Roylett is Managing Director, Lloyds Merchant Services, which
        of global consumer spending in 2024, underscoring their   helps SMEs upgrade their payment capabilities and find tailored solu-
        mainstream appeal.                                      tions designed to simplify payments, improve cash flow and enhance
                                                                customer experience. Contact Melinda via LinkedIn at linkedin.com/in/
        Most  importantly,  position  payments  not  simply  as   melinda-roylett-b70baa1.
        a back-end necessity,  but as a strategic  lever to boost
        conversions, improve cash flow and strengthen customer
        loyalty. Reframed this way, the value of modern payments
        becomes instantly more relatable and actionable.
















































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