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                           Worldline                            at Worldline. "With AI-driven routing, we're enhancing
                                                                authorization rates through smarter decision-making and
             AI-powered payment routing                         unlocking new revenue for our customers."

                    www.worldline.com                           Payment routing, the process of directing transactions
                                                                through different acquirers, is a crucial component of
                                                                digital commerce.

                                                                Routing to the best-performing acquirer can mean the
                                                                difference between a sale and a decline.

                                                                Worldline's new system analyzes real-time transaction
                                                                data to make intelligent routing decisions that drive better
                                                                results with no added operational burden.
          Boost authorizations,                                 Key features of the new solution include:


             merchant revenue                                      • AI-powered decision-making to select the most
                                                                     favorable acquirer for each transaction.

                 with AI routing                                   • Rules-based  routing  to  ensure  cost  efficiency,
                                                                     including prioritization of acquirers with the lowest
                                                                     interchange fees.

                   lobal payments provider Worldline launched      • Global  coverage,  supporting multi-acquirer  and
                   a next-generation, AI-powered payment rout-       multi-currency environments, including intelligent
                   ing solution designed to help businesses          cross-border handling.
        G increase authorization rates and reduce costs,           • Omnichannel     support,   enabling   consistent
        without lifting a finger. Building on the success of its exist-  performance across online and in-store payment
        ing rules-based routing platform, the new dual-layered       touchpoints.
        system combines machine learning and predefined rules
        to select the most efficient payment paths in real time,   Already in use by global ecommerce businesses, the
        Worldline stated.                                       solution will soon expand to other Worldline payment
                                                                platforms. The company said the launch underscores
        Following successful pilot programs, Worldline reported   its commitment to payment innovation and positions
        that customers using the enhanced solution saw          Worldline as a global leader in intelligent transaction
        authorization rates increase by over 2 percent on top of   management.
        the 3 percent uplift already delivered by its existing
        rules-based approach. In one case, the company noted, a   To learn more, visit www.worldline.com, where you can
        merchant added  €1.63 million ($1.89 million) in revenue   reach out to the company, as well as read further details
        thanks to more efficient routing alone.                 about the benefits of Worldline's AI-powered payment
                                                                routing.
        "At Worldline, we view payments as a growth driver for
        businesses," said Khalil Kammoun, head of shared services

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