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ReadersSpeak




        What's an API?                                          data and functionality through a documented interface.
                                                                Developers don't need to know how an API is implemented;
              know that API stands for application programming   they simply use the interface to communicate with other
              interface, which is kind of an awkward phrase, but I   products and services. API use has surged over the past
              don't really grasp the function. I'm new to the indus-  decade, to the degree that many of the most popular web
        I try. All the terminology is overwhelming. Becoming    applications today would not be possible without APIs.
        a true payments pro someday seems out of reach.
                                                                "APIs offer security by design because their position as
                                                Holly Boyan     middleman facilitates the abstraction of functionality
                                  Merchant Level Salesperson    between two systems—the API endpoint decouples the
        Holly,                                                  consuming application from the infrastructure providing
                                                                the service. API calls usually include authorization
        People who enter the industry often  encounter  a steep   credentials to reduce the risk of attacks on the server, and
        learning curve, and many of them persist and succeed. It's   an API gateway can limit access to minimize security
        good to take it one step at a time and also realize that this   threats. Also, during the exchange, HTTP headers, cookies,
        industry is always changing. That means we all encounter   or query string parameters provide additional security
        new concepts and technical innovations on the job, and we   layers to the data."
        all have to keep learning as we go. You are not alone.
                                                                IBM has more information on how APIs work at www.ibm.
        So to answer your question, here's an excerpt from IBM's   com/cloud/learn/api. One step at a time you can learn what
        website that provides a clear explanation:              you need to thrive in the industry.
                                                                                                              Editor
        "An application programming interface, or API,
        enables companies to open up their applications’ data   Ongoing professional development
        and functionality to external third-party developers,   How do you manage your ongoing learning to stay abreast
        business partners, and internal departments within
        their companies. This allows services and products to   of new developments so you can remain competent and
                                                                competitive as a payments professional? Let us know at
        communicate with each other and leverage each other’s
                                                                greensheet@greensheet.com.
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