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Table of Contents

Lead Story

Postcards from payments 2026

Dale S. Laszig


Industry Update

U.S. merchants inch toward EMV compliance

RDC evolves beyond checks

New York set to enact cybersecurity law

Trade Association News: Acquiring with smarts and heart


Nonprofit payments: opportunities and challenges


Same-day ACH and faster payment

Patti Murphy
ProScribes Inc.

Critical issues in payments today - Part 2

Brandes Elitch
CrossCheck Inc.


Street SmartsSM:
Are you in the payments matrix?

John Tucker
1st Capital Loans LLC

Address payment security during the sales process

Jeff Fortney
Clearent LLC

The narrowing delta between ISO and merchant portfolio valuations

Adam Hark
Preston Todd Advisors and

Not too big to fail: Processor bankruptcy

Adam Atlas
Attorney at Law

Company Profile

First Data Corp.

New Products

Interest-free online, in-store installment plans

Splitit USA Inc.

VIP treatment for large restaurants, retailers

VIP Account program
Harbortouch Payments LLC


Heat up your sales with cold calls


Letter from the editors

Readers Speak

Resource Guide


A Bigger Thing

The Green Sheet Online Edition

October 10, 2016  •  Issue 16:10:01

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Readers Speak

Why is fintech all the rage now?

Financial technology, shortened these days to fintech, has been evolving and dramatically impacting our lives for a long time ‒ at least as far back as the early days of the telegraph. Why is everyone in payments talking about it now, as though it was some kind of new thing, like the new kid on the block? I don't get it. I'm not saying it's not important, but really, what's all the fuss about? Why now? Is there some kind of crowd mentality at work, where everybody is trying to grab at the ever illusive latest greatest thing? Hasn't staying abreast of new technology been part of our job all along?

Evan Atherton, Customer service rep


Yes, it is true that sharp payment pros, including ISOs, merchant level salespeople and processors, have always followed technological developments and have developed visionary products for years without mentioning the word "fintech." The payments industry didn't used to get much attention from outside investors, regulators and tech companies either. However, all of that has changed. It's hard to say exactly when our sector began receiving so much attention, but it has accelerated and grown like a snowball speeding down a steep hill. And new technology has made it possible for folks outside of payments to introduce new payment solutions that compete with those of more established players.

This has caused many within the industry to realize the importance of partnering with fintech companies to create joint solutions that do more for merchants than was ever possible before. The Electronic Transactions Association's reaching out to Silicon Valley entrepreneurs is one example of how our sector has taken steps to establish close working relationships with tech companies. Some payment companies that have their own proprietary technology are themselves fintech companies. It's natural that we would be using the term fintech with increased frequency. Fintech isn't a fad; it's here to stay.

What's your take on fintech?

Is your business a fintech company that has developed proprietary technology? Are you partnering with a fintech to offer new merchant solutions? Let us know at

Notice to readers: These are archived articles. Contact names or information may be out of date. We regret any inconvenience.

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Spotlight Innovators:

USAePay | Impact Paysystems | Electronic Merchant Systems | Inovio | Board Studios, Inc.