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Table of Contents

Lead Story

Holidays test merchant, processor relationships

Dale S. Laszig


Industry Update

Post fraud liability shift, are your merchants EMV-ready?

Audit clears FDIC of wrongdoing in Operation Choke Point

Girl Scouts folds in Visa, Dell to Digital Cookie 2.0

Payments innovation the topic of EPIC meeting


Durbin strikes again

Infographic: EMV: How ready are U.S. merchants?

The Mobile Buzz: Much ado about Apple


Insider's report on payments: Let's have some respect for checks

Patti Murphy
ProScribes Inc.


Street SmartsSM:
After the deadline, MLSs share thoughts on EMV – Part 1

Jeffrey I. Shavitz
TrafficJamming LLC

Sell business solutions first, processing second

Jeff Fortney
Clearent LLC

Beware of pitfalls associated with EMV migration

James Huber
Global Legal Law Firm

P2PE: Better than ever and vital to data security

Ruston Miles
Bluefin Payment Systems LLC

Company Profile



New Products

Increase mobile sales, optimize checkouts


Digital cash solution replaces cards at ATMs

Popmoney CardFree Cash
Payment Alliance International


Prequel and sequel

Kate Gillespie


Letter From the Editors

Readers Speak

Resource Guide


A Bigger Thing

The Green Sheet Online Edition

October 12, 2015  •  Issue 15:10:01

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Readers Speak

Update on Mobile Payments Bill of Rights

Senior Staff Writer Ann Train received the following note regarding "Mobile Payments Bill of Rights offers best practice framework," The Green Sheet, Sept. 28, 2015, issue 15:09:02:

"[T]hat is a wonderful write-up … thanks so much for covering this. As an update, my trip to Capitol Hill was super-successful. I met with several congressional leaders as part of our talk about the future of mobile payments – and the Mobile Payments Bill of Rights was well received as part of those discussions. The document is now with [members of Congress], the ETA (Electronic Transactions Association) and several companies. "As a side note, analyst firm Frost & Sullivan has lent its support (and endorsement) to the Bill of Rights. If you should ever want to speak with them, let me know. Brent Iadarola heads their mobile practice. … I look forward to our paths crossing, soon. We will be speaking at the Annual AFP Conference in Denver; if you are attending, let us know."

Greg Wilfahrt, AP Technology


Thank you for appreciating Ann Train's work and for the encouraging update. We, at The Green Sheet, all look forward to your sharing further perspectives as the mobile payments sphere continues to develop and gain traction among acquirers, merchants and consumers.


Another helpful infographic

Keymer Inc. founder and Lead Consultant Simon Keymer, who works with the PCI Security Standards Council, alerted us to a new infographic: Fight Cybercrime by Making Data Worthless to Thieves. He said it "is very helpful in putting EMV in context alongside complementary technologies, tokenization and point-to-point encryption (P2PE). It is … available on the PCI website,"

He also noted that the "context is crucial to understanding EMV's role in the 'secure-all-channels' payment security strategy being implemented" in the United States.


Thank you for informing us of this educational resource from the PCI SSC. We're delighted to be able to share it.


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Spotlight Innovators:

USAePay | Impact Paysystems | Electronic Merchant Systems | Inovio | Board Studios, Inc.