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Table of Contents

Lead Story

Hard times expose vulnerable residuals


Industry Update

7-Eleven takes interchange issue to D.C.

Canadian debit shake-up

Two companies, two new security departments

Cyber thieves stealing from students


How to leverage available technologies to manage risk and prevent fraud in RDC

Ed McLaughlin

Research rundown

Selling Prepaid

Prepaid in brief

Vigilance is watchword in fraud prevention

Empowering the cash-compensated

Is PayPal a threat to prepaid?


Portfolio conversions done right

Biff Matthews
CardWare International

The MLS and the ISO:
Cause for concern?

Brandes Elitch
CrossCheck Inc.


Street SmartsSM:

Jon Perry and Vanessa Lang

Reserve accounts and processor meltdowns

Adam Atlas
Attorney at Law

Digging into PCI - Part 3:
Protecting stored cardholder data

Tim Cranny
Panoptic Security Inc.

A practiced approach

Jeff Fortney
Clearent LLC

Revving up business with profit-controlled marketing

Daniel Wadleigh
Marketing Consultant

Company Profile


New Products

Gateway as a service


First Data's new dynamic duo

First Data Secure Transaction Management
First Data Corp.


Little actions add up



Resource Guide


A Bigger Thing

The Green Sheet Online Edition

October 12, 2009  •  Issue 09:10:01

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Little actions add up

It's not hard to make decisions when you know what your values are.
- Roy Disney

It is a sad fact of human existence that many people are drawn to do things that are unproductive or even harmful to themselves and others. Some deeds are so out of line with society's norms that they are decried, and their perpetrators are scorned and punished; however, most harmful actions are little, day-to-day things that may seem inconsequential in the moment but can add up to lives of dashed hopes instead of fulfilled dreams.

As ISOs and merchant level salespeople, you make myriad little choices throughout the day:

All of these small decisions, ones that are so easy to overlook, have weight. And it's not just at work where you make the constant little decisions that shape your future for good or ill:

These decision, too, have import. So what do you want to do?

It's up to you. Day by day. Minute by minute. You can shape your life the way you want it to be. And each little victory, each positive decision you make when your emotions pull you in the opposite direction will be a boon to you, as well as to your family, colleagues and community.

Notice to readers: These are archived articles. Contact names or information may be out of date. We regret any inconvenience.

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