Page 18 - GS20802

Spotlight Innovatorsators
Spotlight Innov

Galyuz noted the USAePay True Tokenization solution is exclusive to ecommerce purchases but it's still useful to brick
and mortar merchants who offer omnichannel buying options. Moreover, it isn't limited to one merchant account. "If you
have a chain of accounts with us, you can copy the token to other locations," he said.
Promoting greater security

The True Tokenization feature is only available to merchants with accounts on the USAePay closed-loop system and
Galyuz indicated this is to ensure maximum security. Additionally, none of the data stored on the merchant side is
sensitive, so it can't be compromised in the event of a cyber intrusion. "It's strictly stored for convenience, but at the same
time, it's like having a card on file," Galyuz said. "It's more secure, and if you were breached, the data would be completely
useless since there's nothing to decrypt."
Galyuz also noted the direct sales partner, whether it be an independent sales organization or independent software
vendor, is also able to hold the payment data on file, because, "it is so desensitized, there is no risk involved, and it's outside
the scope of PCI," he said. USAePay's True Tokenization product is particularly beneficial for smaller market merchants,
Galyuz explained, as well as businesses that use hosted payment forms. "In a browser-based situation, you are sometimes
faced with an unknown entity," Galyuz said. "It could be a man-in-the-middle attack or malicious code, browser plug-ins,
or extensions, and we simply transmit the token, keeping the cardholder information secure."
Service first

USAePay offers the True Tokenization feature standard to all account holders as part of their commitment to partners,
merchants, and the industry. "We like to offer these security features free of charge, because we believe it benefits our
ecosystem, as well as the entire payments ecosystem," Galyuz confirmed.
Galyuz also said the company has an extensive wiki site online that was designed to help account holders understand the
True Tokenization process better. For more information, or to how to become a part of the USAePay network, please visit
www.usaepay.com or contact a company representative directly at (866) 872-3729.

Custom pages on our high-traffic website
showcasing your company’s unique message

• Your own, customized News from the Wire that

highlights stories about your company
• Featured content: updated monthly, either by
your in-house writers or by one of ours

• Custom infographics and videos

• Premier content placement in each issue of
The Green Sheet
• And so much more...
DaniT@greensheet.com

707-284-1686