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InsideGS









        Cover Story                                            Company Profile

          2018 – Year in review ........................................................................1  CanPay:
           By Patti Murphy                                       Compliant, transparent debit solution
           As 2018 draws to a close, merchant services providers are assess-  for cannabis merchants ................................................................27
           ing what was and what may be the shape of things to come. And   Education
           several trends stand out as worthy of consideration.
                                                                 Street Smarts SM
        News                                                     When it's time to say goodbye ..................................................32
                                                                   By Steve Norell, US Merchant Services Inc.
          News Briefs:
                                                                   Most MLSs do not stay with one ISO for their entire time in the
          Electronic payments growth                               industry. What causes most of them to change their partners? This
          continues at healthy clip ..............................................................12
                                                                   article explores the reasons.
          Fed's Faster Payments Council to                       Legal ease:
          focus on real-world implementation .....................................12
                                                                 Data breach allocation of liability ...........................................36
          Experts back multifactor authentication                  By Adam Atlas, Attorney at Law
          to stem stealth attacks ..................................................................12
                                                                   As ISOs evolve to become increasingly active participants in the
          Fed torpedoes move to fully electronic checks ................12  flow of transaction data, key considerations arise for them, from a
          PCI SSC updates guidance for                             legal perspective, when a data breach occurs.
          phone-based payments ...............................................................12  New Product

          Walmart accepting cash for
          in-store online ordering ...............................................................12  All-in-one POS, business management solution ..............41
          Fraud, ID theft on sale this holiday season .........................12  Inspiration
                                                                 Blending old and new....................................................................43
          Industry Update ...............................................................................14
        Views                                                  Departments
                                                                 Letter From the Editors ....................................................................5
          The very point os sale:                                Readers Speak:
          Faster payments: What's slowing us down? .......................20  Brexit and U.S. companies doing business abroad  ............8
           By  Dale S. Laszig, DSL Direct LLC                    Featured now on Merchant Sales Podcast ...........................14
           In a few years, we've gone from talking about connected com-  Spotlight Innovators ......................................................................22
           merce to talking about faster commerce. For many of us in the   Event Calendar ..................................................................................42
           payments value chain, it's not happening fast enough.  Resource Guide .................................................................................44
          Jack Henry-ProfitStars 2018 conference:                Advertiser Index ...............................................................................54
          Learning from community banks ............................................38
           By Brandes Elitch, CrossCheck Inc.
           Local banks have local decision-making, they make faster deci-
           sions than larger banks, and they can make loans for a few hun-
           dred thousand dollars. ISOs can benefit when working with them.



















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