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InsideGS





        Cover Story                                            Education

          Retail disruptors redefine commerce .......................................1  Street Smarts SM
           By  Ann Train                                         Let's stir things up a bit.................................................................38
           A new breed of retail disruptors places a premium on high-quality   By Steve Norell, US Merchant Services Inc.
           products and services, speed and responsiveness, and the capac-  When he entered the payments industry, our new Street Smarts SM
           ity to reinvent customer experiences.                   columnist quickly decided he could do a better job of running a
                                                                   sales office even though his industry knowledge was limited at
        News Briefs                                                the time.
          Dixons Carphone under fire for                         Nourish sales and exfoliate fraud:
          slow reporting of data breach ...................................................10  Combatting beauty fraud ............................................................41
          Pan-European digital bank to launch ....................................10  By Don Bush, Kount Inc.
          Collaborations reduce chargebacks, study finds .............10  When it comes to online fraud, many think high-ticket industries,
                                                                   such as electronics, are most affected by criminal activity. But
          SCOTUS says yes to expanded                              don't underestimate the price of beauty.
          online sales tax collection ...........................................................10
                                                                 What does cryptocurrency mean for ISOs? .........................44
          Vectra finds tunnels in encrypted web traffic ....................10
                                                                   By Jordan Olivas, RS Software Inc.
          SCOTUS ruling a win for consumers?                       Talk abounds in the industry about how cryptocurrency will alter
          AmEx, retailers disagree ..............................................................10
                                                                   the way we exchange the value of goods; however, the traditional
          PayPal, Simility ally against cybercrime ...............................10  merchant services model has a big advantage.
          Industry Update ...............................................................................12  Your merchants are flying blind ...............................................46
        Views                                                      By Barry Davis, Womply
                                                                   When it comes to merchant sales trends, common assumptions
          Insider's report on payments:                            are often incorrect. And most merchants are flying blind when it
          Cashless and cashier-less:                               comes to making data-driven decisions about their businesses.
          a revolution in the making? .......................................................18
           By Patti Murphy, ProScribes Inc.                    New Product
          Amid ongoing claims that cash is going the way of dinosaurs, news   Cloud-based EMV solution improves
          agency Reuters reported that Microsoft Inc. is developing systems   transaction speed, security  .......................................................49
          that would eliminate cashiers and checkout lines.      Prevent chargebacks with curated
          The Green Sheet, CCSalesPro                            intelligence, automated alerts ..................................................50
          start new podcast series ..............................................................24  Inspiration
           The Green Sheet, in partnership with CCSalesPro, launched Mer-  Silence is power ................................................................................51
           chant Sales Podcast the week of July 1, 2018. Weekly podcasts are
           set to commence in August.                          Departments

        Company Profile                                          Letter From the Editors ....................................................................5
                                                                 Readers Speak:
          HPS Worldwide:                                         Are states rights on the horizon for
          Putting U.S. acquirers in the driver's seat ............................31  marijuana businesses?  .....................................................................8
                                                                 Spotlight Innovators ......................................................................25
                                                                 Resource Guide .................................................................................52
                                                                 Advertiser Index ...............................................................................62
















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