News from the Wire

PayPoint completes acquisition of AperiData

Monday, June 29, 2026 — 18:52:08 (UTC)

Welwyn Garden City, Hertfordshire, England, 24 June 2026: PayPoint has announced it has completed the acquisition of AperiData, strengthening its capabilities in Open Banking for customers.

AperiData is a real-time credit reference agency and Open Banking platform, focused on modernising the consumer credit market through the use of transaction-level data and advanced financial assessment tools.

Since first partnering in 2023, PayPoint and AperiData have worked closely to deliver innovative solutions that help organisations make faster, more accurate decisions while improving customer outcomes, including the modernisation of the Consumer Credit scoring market.

To date, the two organisations have jointly developed and deployed the Financial Information System (FIS) Customer Support Tool - an award-winning solution recognised as Business Partnership of the Year at the Credit & Collections Industry Awards 2024.

The full integration of AperiData into the PayPoint Group will enhance PayPoint’s multichannel payments offering by embedding Open Banking capabilities into its existing services. The move reflects a shared commitment to innovation and financial inclusion, with AperiData’s mission focused on placing instant, accurate data at the point of decision to help organisations serve customers more fairly and efficiently.

As part of PayPoint Group, AperiData will continue to scale its solutions and expand its reach across the UK.

Simon Coles, MD for Digital Payments and Open Banking at PayPoint said: “Aperidata joining the PayPoint Group is an important step in broadening the services offered by the Digital Payments and Open Banking business unit. Combining Aperidata's expertise in transaction categorisation and financial analysis with PayPoint's payments platform will enable us to better support payment collection and arrears management for clients across multiple sectors, including financial services, social housing, local government, utilities and charities.”

ENDS

For further information please contact PayPoint@mhpgroup.com

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Source: Company press release.

Categories: Acquisition