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Stablecoin settlement models face compliance, partner hurdles, finds Clear Junction

Wednesday, March 18, 2026 — 18:29:28 (UTC)

Stablecoin settlement models face compliance and partner hurdles, finds Clear Junction

Industry webinar highlights operational and trust challenges shaping hybrid remittance infrastructure

London, UK. 18th March 2026: Nearly half (47%) of payments and remittance firms say compliance requirements are their biggest operational pressure, according to new poll findings from Clear Junction, a global provider of cross-border payments and banking services infrastructure for licensed financial institutions.

The findings come from a live audience poll conducted during Clear Junction’s recent webinar, “Stablecoins in remittance: where they fit in real payment flows,” attended by nearly 100 senior executives from remittance providers, fintechs and financial institutions, who discussed the practical realities of integrating digital assets into cross-border payment operations.

The webinar featured insights from Oliver Calma, Founder and CEO of remittance firm BCRemit, and William Lee, Manager at regulatory consultancy Thistle Initiatives, alongside Clear Junction’s Chief Growth Officer Denis Kalyapin.

While stablecoins are increasingly discussed as a tool for improving liquidity and settlement efficiency, the results highlight that operational and regulatory realities still shape how quickly firms can adopt them.

Key findings from the poll include:

47% of respondents identified compliance requirements – including documentation, monitoring and partner expectations – as their biggest operational pressure today. 46% said partner and counterparty constraints are the biggest barrier to implementing hybrid settlement models using stablecoins. 36% cited operational readiness challenges, including reconciliation, exception handling and support processes. When asked what would increase trust in hybrid settlement models, 37% said strong audit trails and traceability reporting were the most important factor. Half of respondents (50%) also highlighted the need for clearer delivery windows and transparency around which payment routes are used.

The results suggest that while interest in stablecoins continues to grow, operational controls, regulatory clarity and trusted partner networks remain crucial to real-world adoption.

Denis Kalyapin, Chief Growth Officer at Clear Junction, commented: “Stablecoins are increasingly appearing in treasury and liquidity discussions across the remittance industry, but the reality is that adoption isn’t purely a technology question. Firms need strong operational controls, transparent settlement processes and trusted partners to run these models at scale.

“What we’re seeing is a growing interest in hybrid payment models – where digital assets are used alongside traditional rails like SEPA or Faster Payments to improve liquidity and settlement efficiency. But to make this credible, institutions need clear governance frameworks, strong reconciliation processes and the ability to track transactions across every stage of the flow.”

Hybrid settlement models – where stablecoins are used within treasury or liquidity layers while traditional payment rails handle pay-ins and payouts – are increasingly being explored by remittance providers seeking to optimise cross-border settlement times. However, operators must ensure operational readiness, compliance frameworks and partner alignment are firmly in place before introducing digital asset infrastructure into production payment flows.

Clear Junction works with regulated financial institutions, remittance providers and fintechs to support cross-border payment operations, offering access to accounts, domestic payment rails, FX services and digital asset infrastructure through a single API integration.

As stablecoins continue to evolve within the payments ecosystem, the company believes that hybrid settlement models – combining digital assets with established payment rails – will play a growing role in improving global liquidity and cross-border payment efficiency.

For more information, visit: clearjunction.com/

ENDS

About Clear Junction

Clear Junction is a global payments solutions provider established in 2016. The company enables regulated financial institutions to open payment accounts, issue virtual IBANs, access payment networks, and use FX services, digital asset infrastructure, and e-wallets quickly, securely, and in compliance with regulatory requirements. The Clear Junction Group includes several regulated entities across the UK and Canada, offering payment and crypto-asset services. These include:

Clear Junction Limited – An EMI authorised and regulated by the UK FCA Clear Junction Digital Limited – FCA-registered crypto-asset business Clear Junction Canada Limited – An MSB registered with FINTRAC

Clear Junction continues to build enterprise-grade infrastructure for regulated FIs globally that bridges the gap between traditional finance and digital assets.

For more information, visit: www.clearjunction.com

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Source: Company press release.

Categories: Reports and research