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Klarna's flexible payments coming to Google Search, Google Pay Gemini app

Tuesday, May 12, 2026 — 18:48:51 (UTC)

May 12, 2026 9:00 AM Eastern Daylight Time

Klarna's Flexible Payments Are Coming to Google Search and the Gemini App Within Google Pay

NEW YORK--(BUSINESS WIRE)--Klarna, the global digital bank and flexible payments provider, today announced it will bring its flexible payment options to Google’s Gemini app and Google Search, including AI Mode, via Google Pay in the U.S.

For consumers shopping in the Gemini app or Google Search, checkout no longer means just paying with a credit card, or leaving the conversation to pay. Google Pay users will see a Klarna button at checkout, giving them access to flexible payment options including paying in four interest-free installments and longer-term financing for larger purchases, each underwritten with an affordability check.

“As shopping moves into conversational and AI-driven environments, flexible payments become essential infrastructure for how people buy,” said David Sykes, Chief Commercial Officer at Klarna. “Our partnership with Google brings Klarna directly into these moments of decision, giving consumers more control over how they pay.”

"As agentic commerce scales, how people pay needs to keep pace with how they shop," said Ashish Gupta, VP/GM of Merchant Shopping at Google. "By making Klarna's flexible payment options available at checkout in the Gemini app and Search via Google Pay, we're giving shoppers more flexibility, so they can make more confident, considered purchases with less friction."

The integration is built within Google Pay for checkout on Google surfaces powered by the Universal Commerce Protocol, and follows previously-announced integrations with Google Pay, Google Store, Google Play, and Google Cloud. Together, these efforts reflect a shared commitment to building open standards for the next generation of AI-powered commerce.

About Klarna

Klarna is a global digital bank and flexible payments provider. With over 118 million global active Klarna users and 3.4 million transactions per day, Klarna’s AI-powered payments and commerce network is empowering people to pay smarter with a mission to be available everywhere for everything. Consumers can pay with Klarna online, in-store and through Apple Pay & Google Pay. One million retailers trust Klarna’s innovative solutions to drive growth and loyalty, including Uber, H&M, Saks, Sephora, Macy’s, Ikea, Expedia Group, Nike and Airbnb. Klarna is listed on the New York Stock Exchange (NYSE: KLAR). For more information, visit Klarna.com.

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Source: Company press release.

Categories: Partnership