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LoanTube, Gain Credit to boost access to credit for non-prime borrowers

Tuesday, May 20, 2025 — 15:35:09 (UTC)

London, United Kingdom | 20th May 2025 – LoanTube, the UK’s leading digital credit marketplace for underserved consumers and small businesses, has partnered with Gain Credit, the non-prime lending specialist behind Drafty and Lending Stream, to expand its platform offering. The collaboration introduces Gain Credit’s products to LoanTube’s platform, delivering even greater choice and flexibility for non-prime borrowers.

Through this partnership, LoanTube customers will now see personalised, real-time offers from Drafty Loans and Lending Stream during the credit application process. By presenting multiple regulated lending options at the point of decision, users can compare APRs, fees and terms within seconds.

“LoanTube is as an ideal partner due to their shared commitment to improving the financial well-being of the non-prime market”, according to Andrew Wayland, VP Customer & Proposition at Gain Credit. “This partnership will expand the availability of offers from Drafty Loans and Lending Stream to a wider range of borrowers, thereby enhancing financial outcomes and access to credit for this currently underserved demographic.”

Gain Credit, authorised and regulated by the Financial Conduct Authority, operates two distinct brands: Drafty, offering both personal loans and a flexible “line of credit”, and Lending Stream, offering short term loans repayable within six months. Each brand serves non-prime borrowers, aligning with LoanTube’s mission to boost access for traditionally underserved individuals.

Aymeric Monod-Gayraud, Co-Founder of LoanTube, commented: “At LoanTube, our mission is to empower non-prime borrowers with increased access to credit. Our partnership with Gain Credit expands the borrowing options available to this underserved demographic.”

LoanTube’s digital credit marketplace connects non-prime borrowers with specialist lenders, supporting consumers who often struggle to access credit through mainstream providers. As the number of non-prime borrowers continues to grow in the UK, LoanTube remains focused on increasing the transparency and availability of loan options for all borrowers.

About LoanTube

LoanTube is a digital credit marketplace that empowers UK consumers and small businesses to compare and select the right loan products to lead their best financial lives. Launched in 2019 and authorised by the Financial Conduct Authority (FCA), LoanTube partners with over 30 of the UK’s most trusted lenders, delivering real-time, personalised loan options tailored to each applicant’s unique needs.

With a strong focus on non-prime borrowers, LoanTube ensures access to fair and transparent credit products at competitive rates. Committed to financial empowerment, the LoanTube platform simplifies complex financial terms (like APR and interest rates), ensuring users make informed borrowing decisions. It provides in-depth guides on all supported loan products, real-time rate comparisons, transparent cost breakdowns and top-notch customer support - reflected in its outstanding 4.9 Trustpilot rating.

LoanTube is a trading style of Tiger Lion Financial Limited. Tiger Lion Financial Limited is authorised and regulated by the Financial Conduct Authority.

About Gain Credit

Gain Credit was founded in 2003. Its mission is ‘to empower individuals by providing innovative and inclusive credit solutions, creating a future where financial wellbeing is accessible to all’. Gain Credit operates Drafty, which offers both personal loans and a ‘line of credit’ product to customers. The line-of-credit product gives customers access to money as and when they need (subject to affordability checks) with customers only paying interest on what they use.

Gain Credit also operates Lending Stream, a UK-based online lender offering short-term loans repayable over six months, with a focus on speed, flexibility and responsible lending.

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Source: Company press release.

Categories: Partnership