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Insights and Expertise





        Routing has a direct effect on  whether the  payment    launch might attract higher transaction values and more
        completes. Geography, currency, cost and potential      first-time customers than normal. However, the checkout
        approval rates can all help decide which provider receives   often still looks exactly the same, even as its performance
        it. If one route slows down or fails, another should take   slips.
        over automatically and invisibly. Sending the customer
        back to try again leaves them dealing with a problem the   The checkout has to keep up. Payment teams need to be able
        merchant should handle behind the scenes.               to reorder methods, change the fraud checks applied and
                                                                flexibly route transactions without opening a development
        Using one payment provider can make the admin easier:   project. Customers simply want their preferred way to pay
        one contract, one set of reports and fewer systems to   to be available and the transaction to work.
        manage. The weakness shows up during an outage, a rise   Leave the checkout untouched for too long and it starts
        in fees or a run of poor approval rates. The checkout itself   costing sales.
        can create lock-in too. If it comes from the same company
        handling the payments, adding another provider or       Jacob Spencer is the chief revenue officer at BR-DGE, an innovation
        method may depend on that company’s technology and      enabler for the payments ecosystem. The company provides a technol-
        roadmap.
                                                                ogy anchor-point that empowers merchants, financial institutions,
        With an independent payment orchestration layer, the    payment providers and platforms to increase revenue, optimize costs
        checkout sits separately from any single processor,     and manage payments performance. For more information on BR-DGE,
        allowing methods, providers and routing rules to change   see https://br-dge.to. Contact Jacob via LinkedIn at linkedin.com/in/
        behind the customer journey.                            jacobkspencer.

        Make the data useful
        Payment teams can already see approval rates,
        decline reasons, provider performance and the
        methods customers choose. However, seeing                    Paint a Brighter Future
        the pattern is only useful if they can act on the
        information it has to offer.
                                                                     for your Business today.
        If wallets perform better on mobile, move them
        up the page. If one provider is rejecting more
        payments  in  a  market,  send  less  traffic  there.
        A new method can start with a small group of                   Let the advertising versatility of
        customers and reach more people if it improves                        a GS Resource Guide
        completion rates.
                                                                       help you paint a brighter future
        Too often, the insight ends up on a dashboard.
        The team spots the problem, raises a ticket and                         for your business.
        waits for a development slot. By the time the
        change goes live, months may have passed.                    Viewable: Online & Front Page Option
        Checkouts should be easier to adjust. Small tests
        can  show  which  changes  improve  conversion
        and approval rates, or reduce costs, without                 • Ability to purchase on a quarterly basis.
        a  redesign.  Payment,  product,  fraud  and                  Great for short term contract/test runs
        commercial teams can see the result and decide                of new products or services.
        what to do next.                                             • Great way to close out your yearly advertising
                                                                      accounts and start fresh for the new year.
        This brings payment leaders closer to decisions              • Quarterly payments schedules available.
        about new markets and customer strategy.                     • Discounts for long term contracts & multiple listings.
        Transaction data can show how people prefer
        to pay, where provider coverage falls short and
        whether a new method is worth the investment.
        It should shape commercial plans, rather than sit   IT’S ALL ABOUT YOUR SUCCESS.
        in a monthly report.
                                                          LET US HELP YOU GET THERE.
        Keep checkout moving
        Payment habits constantly change. Customers
        may start using a different wallet, approval          707-284-1693 | Sales@greensheet.com
        rates can fall in defined spots, or a new product
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