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IndustryUpdate

real-time fraud prevention and risk management for
merchants worldwide.

Daon receives third patent for agentic AI security
Daon received a U.S. patent covering technology
designed to control how autonomous AI agents access
protected systems in regulated industries. The patent
describes an authorization process that evaluates wheth-
er an AI agent should be permitted to perform a specific
action based on its connection to the authorized user, the
integrity of its behavior and the context of the request.

According to Daon, the patent is the third in a series
addressing agentic AI security and governance. Together,
ANNOUNCEMENTS the patents establish a framework for verifying agent
identity, monitoring behavior and authorizing indi-
vidual actions while maintaining auditability and policy
Alchemy Pay expands U.S. licensing controls, Daon added.
with Michigan approval
Lifted Payments releases free
Alchemy Pay received a Michigan Money Transmitter statement-audit resource
License, expanding its U.S. regulatory footprint to 19
states. The license authorizes the company to pro- Lifted Payments released a free, processor-neutral state-
vide money transmission and related payment ser- ment-audit resource designed to help ISOs, develop-
vices, including digital wallet, payment processing and ers and merchants analyze merchant processing state-
crypto-related activities, in Michigan. Alchemy Pay said ments using a standardized structure. Published under
the approval strengthens its ability to support compli- a Creative Commons Attribution 4.0 license, the resource
ant fiat-to-crypto and crypto-to-fiat transactions while includes a JSON Schema, CSV template, synthetic sam-
advancing its stablecoin strategy and Alchemy Chain ple data, validation tools and documentation for normal-
blockchain infrastructure. izing monthly volume, transaction counts, fee catego-
ries, credits, effective rates and reconciliation without
The company said the license is part of its broader invest- collecting cardholder data.
ment in regulatory compliance, which also includes
approvals and registrations in Australia, South Korea, Version 1.1.3 is archived with a permanent DOI and pre-
Switzerland and Hong Kong. served through multiple repositories. Lifted Payments
said the resource is intended as a normalization and
CNBC names Payward, Riskified comparison tool, not a pricing, accounting or legal opin-
among world's top fintechs ion.

CNBC named Payward and Riskified to its World's Top Juniper names i2c CEO Amir Wain
Fintech Companies 2026 list, compiled in partnership Fintech Leader of the Year
with research firm Statista. The annual ranking recog-
nizes companies shaping the future of financial technol- Amir Wain, founder and CEO of i2c Inc., was named
ogy across segments including payments, digital assets, Fintech Leader of the Year in the Juniper Research
enterprise fintech, wealth technology and regtech. Future Digital Awards for Fintech & Payments 2026. The
award recognizes his leadership in building i2c's unified
Payward, the financial infrastructure company behind banking and payments platform, which supports credit,
Kraken and related digital asset businesses, was recog- debit, prepaid, core banking and money movement
nized for its unified platform spanning trading, custody, through a configurable architecture, Juniper noted.
tokenized equities, payments and institutional services.
The recognition comes less than a year after the company Under Wain's leadership, i2c has expanded its platform
introduced the Payward brand and corporate structure. to serve financial institutions and fintechs in more than
216 countries and territories. The company said its
Riskified earned a spot in the Payments category for the unified architecture, AI-powered fraud detection and
second time, following its inclusion in 2024. The com- emphasis on scalability and operational resilience have
pany said the recognition reflects its continued focus helped distinguish its platform in the global payments
on helping ecommerce merchants increase approvals, market.
reduce fraud and improve profitability through its
AI-powered risk intelligence platform, which provides

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