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Letter from the editor

hecks may be declining, but they remain
deeply embedded in the payments ecosys-
tem—and increasingly vulnerable to fraud.
C In a landscape shaped by digital acceleration
and evolving criminal tactics, older payment methods
are becoming unexpected pressure points. Our lead
article examines the resurgence of check fraud, driven by
organized crime, mail theft and emerging technologies
like artificial intelligence. It also explores why checks
continue to play a critical role in certain sectors and what
financial institutions and businesses must do to manage
risk while modernizing their processes.
The situation for checks may change dramatically,
though, should the Illinois Interchange Fee Prohibi-
tion Act actually be implemented, according to a Green
Sheet Advisory Board member who points out that the
law would require a rebuild of the complex, intercon-
nected payments infrastructure, disrupting commerce,
increasing costs, and possibly forcing businesses back to Let me make it easy for you
cash and checks, since the payment rails, after all, are not to reach your target audience
public utilities. Other experts contributing to this issue
delve into how examining overlooked KPIs exposes risks with a personalized custom
in customer experience, compliance, technology and li-
quidity and reveals why organizations need dedicated advertising campaign to meet your
chief payments officers; how alternative payment meth- company’s individual needs today.
ods, cross-border capabilities and evolving consumer
preferences are reshaping payments and why today's
ISOs and MLSs must expand beyond traditional card Customized advertising campaigns
processing; ways in which mobile POS tools are trans-
forming independent retail, giving owners real-time to fit any size company and budget.
visibility, remote control and freedom to manage opera-
tions, inventory and promotions from anywhere; and • Spotlight Innovators’ Pages
how analysis of FFIEC Call report data reveals shifts in (frequently updated content)
merchant acquiring volume, sponsor bank risk exposure
and regulatory pressures shaping growth, governance • Resource Guide listing
and competitive positioning. (print/online/front page options)
Major developments covered in News Briefs span con-
solidation, innovation and rising risk across payments. • Email Blasts (to GS readership)
Brink’s $6.6 billion acquisition of NCR Atleos signals
growing integration of physical and digital infrastruc- • Advertising
ture, while PayPal’s partnership with Rainforest high- (website/twice month various size options)
lights the continued shift toward embedded payments
within software platforms. Visa is advancing authori- • Video
zation with a single API designed for real-time, data-
driven transactions. At the same time, new research un- • Bundled advertising campaign discounts
derscores the growing threat of AI-driven fraud and the
industry’s struggle to keep pace. Rounding out the issue, Rick Aston
a spotlight on women leaders reflects the expanding in-
fluence shaping strategy, policy and growth across the Senior Media Partnership Specialist
payments ecosystem.
Want to connect with colleagues and leaders in payments? 707-284-1693
Datebook has you covered. Curious about recent indus-
try milestones? Industry Update will fill you in. Want Your bottom line will thank you.
to offer feedback? Please email greensheet@greensheet.com.
Have news to share? Email press@greensheet.com.

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