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Spotlight Innovators
Spotlight Innov ators

• Cross-border returns (33.5%)
• Managing delivery expectations (34.5%)
• Tracking deliveries (27.5%)

Getting paid.
When will business owners get their money? And how? Payment preferences based on location come into play. Some love
their cards and digital wallets, while other markets might prefer to buy now, pay later (BNPL), or the use of an online
service or peer-to-peer payment app. Juggling all the options while keeping an eye on different currencies can quickly
make your QuickBooks not compute.

Then there's profitability. Is the product or service priced right for the international markets that are on the table?
American shoeheads don't think twice about paying the big bucks for their Air Jordans, but those prices may not fit on
other countries' feet.

That proverbial bottom line.
For most merchants, payment is the big one. Finding a global solution that will streamline revenue and afford a flexible
and quick payment schedule is an enormous priority.

Inovio has ecommerce solutions that work all over the world, from America to Albania to Antigua. It's a revolutionary
online payments platform that offers seamless integration and global scalability. The world keeps moving, and Inovio
moves with it (and the ecommerce industry).

But it's not just technology, there's also a team of payment experts with the experience, insight, and connections to help
you work with processors, acquirers, and payment service providers worldwide.

Inovio offers an omni-channel platform capable of adapting to any payment experience, anywhere, allowing for
customers to purchase items in their native currency and merchants to manage their businesses however they see fit.
That means innovations that bring simplicity to an often confusing process. With flexible APIs and the ability to speak
any programming language, Inovio is the ambassador to your ecommerce aspirations. Learn more about what Inovio can
do to take your ecommerce global.

Contact: North Phone: 1.833.506.6784 Website: https://www.north.com/

Outperform Imitators with the

Original Dual Pricing

hen something works in payments, it doesn’t stay a secret for long. Cash discounting, also known as dual
pricing, is everywhere. You see it on window decals, counter signage, and in program pitches from pro-
cessors who, just a few years ago, were selling something very different. What was once misunderstood,
W questioned, and even resisted has become one of the most widely adopted pricing models in the merchant
community. Popularity, however, has a side effect: imitation.

MBNCARD didn’t just participate in the rise of dual pricing. It built the modern framework, refined the compliance
structure, and secured a patent around the methodology that transformed how merchants offset processing costs. Long
before others entered the space, MBNCARD was developing the legal, operational, and strategic foundation for what
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