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DateBook NewProducts

Nuvei "Our smart routing engine gives merchants the flexibility
to prioritize maximum approvals or cost efficiency based
PINless debit and least cost routing on their business objectives.

www.nuvei.com It's about putting optimization in their hands and helping
them turn payments into profit."
Intelligent routing for evolving markets
Nuvei's smart routing engine uses real-time AI to analyze
each transaction and determine the optimal approval path
based on issuer behavior, network logic, card metadata and
regional preferences. In addition to PINless debit routing
with fallback to Visa or Mastercard, the engine supports
intelligent routing through the highest-performing bank
Boost approvals, or card network.

With debit accounting for over 53 percent of online card
reduce costs with volumes in North America, and recent regulatory changes
enabling multi-network routing, Nuvei aims to give
PINless debit, merchants a competitive edge without adding operational
complexity.
Optimized authorization and revenue recovery
optimized routing Nuvei's intelligent authorization stack incorporates

dynamic payload configuration, network tokens and one-
click payments to increase conversion rates.
uvei expanded its Authorization Optimization
suite with PINless debit and least cost rout- Smart Retry capabilities recover failed transactions in real
ing, enabling merchants in North America to time, using tools such as account updater, bank failover
N improve approval rates by up to 3.5 percent- routing and dynamic message reconfiguration.
age points on applicable transactions while reducing pay-
ment processing costs. Actionable insights and control
The new capabilities, now live in the United States, allow Merchants also gain access to AI-powered analytics,
eligible debit transactions to bypass traditional card rails trend monitoring and real-time dashboards that visualize
in favor of lower-cost regional debit networks. The features approval performance, fraud patterns and exception
build on Nuvei's investments in AI, machine learning and handling.
data analytics to optimize routing, enhance transaction
flows and increase revenue recovery. Nuvei's locally optimized routing and authorization
tools are designed to help merchants navigate shifting
"These enhancements give merchants access to debit regulations, changing issuer behavior and evolving
networks that can deliver both higher approval rates and consumer preferences to transform payment processing
lower processing costs," said Phil Fayer, chair and CEO of from a cost center into a driver of revenue and growth.
Nuvei.
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