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Letter from the editor




                  ryptocurrency is edging its way into main-
                  stream commerce. It's no longer just a store
                  of value but a method of payment merchants
        C are seriously considering. This issue's lead
        story explores how stablecoins and bitcoin are gaining
        traction at the POS, from fast-food chains like Steak 'n
        Shake to major ecommerce platforms like Shopify. With
        Congress  advancing  stablecoin  legislation  and  Block
        preparing to roll out bitcoin payments across its Square                   Let us help you
        platform, the stakes are high. Will digital currencies
        challenge the Visa-Mastercard duopoly? The race is on,                  reach your target
        and merchants are watching closely, with savings and
        flexibility in sight. Is your business ready?                             audience today!

        With preparation for today's challenges in mind, this is-
        sue's contributors explore a range of payments develop-
        ments and issues. One expert makes a compelling case
        for enhancing the ETA's Certified Payments Professional
        program, proposing upgrades like a dedicated direc-
        tory, code of ethics and complaint resolution process to      Some of the options available to
        improve  trust  and  elevate  standards.  Another  leading
        voice warns against an unchecked march toward a cash-       customize to target your audience
        less society, emphasizing cash's role as a budgeting tool
        and financial lifeline for unbanked households. Other
        experts discuss Capital One's acquisition of Discover, re-
        vealing how the deal could reroute billions in network
        fees, potentially disrupting Visa and Mastercard's domi-
        nance; the importance of advanced fraud prevention as
        digital payments and AP automation expand; marketing
        payment solutions to HVAC professionals; and a POS-
        integrated  panic  button demonstrating  how  merchant
        security is evolving to meet physical safety concerns.

        In addition to the updates and profiles included herein,                            Custom Video
        our news briefs reveal points where innovation meets     Targeted Email Campaigns
        disruption. A Kansas City Fed report highlights how      Sent to Green Sheet’s exclusive-  Mini commercials that focus
        BNPL services are deepening financial distress among     mailing list of readers working   your services directly to our
                                                                    Small advertising budget? No problem.
        already overextended users. On the global stage, tariff   in our industry.          industry audience.
                                                                  Consider the versatility of our resource guide listings.
        instability and rising invoice rejections underscore the
        need for real-time, automated systems to navigate pay-     “Your success  Have you called for  Let us help you   In Print
                                                                                             Online
                                                                    is our success!”
                                                                    - Danielle Thorpe
        ment and compliance chaos. Meanwhile, the Credit Card       The Green Sheet, Inc.  your personalized  piece together your perfect   Front Page Option
                                                                    VP Media Partnerships
                                                                       virtual tour yet?
                                                                            advertising campaign to
                                                                             grow you buisness.
        Competition Act inches forward, aiming to reduce card        The Green Sheet     •  Ability to purchase on a
                                                                                               (to a mini ad):
        processing fees by requiring network choice, though         www.greensheet.com    quarterly basis.
                                                                     707-284-1684
        critics warn it could undercut rewards programs. Pay-       The Green Sheet  Customized advertising   •  4 equal quarterly
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                                                                                            Spotlight Innovators
                                                                     more about our
                                                                     Call Danielle directly
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        Pal and Mastercard's expanded partnership emphasizes        C C C C C C C C C C C C Call me today!   y! y! y! y! y! y! y! !  Danielle Thorpe, Asst. VP Media Partnerships PARTNERSHIPS  payments as an option.
                                                                     or drop her a note
                                                                     company today!
                                                                    danielle@greensheet.com
                                                                          “Your success is our success!”
                                                                     707.284.1686
                                                                                 Your
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                                                                                            Individualized web pages
                                                                                Company
        consumer flexibility, blending loyalty, credit, debit and   Let me help    personalized company web space  •  discounts for longer
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                                                                    you with your
                                                                                          term listings!
                                                                    advertising
                                                                                You now can have your own
                                                                                            focusing on innovators in our
                                                                    success.
                                                                               www.greensheet.com/yourcompanyname
        installment payments into unified, secure credentials.      Y Y Your success is  D D D D aniellle Thoor epe r pe  tn ne n nersh ne sh rship rs  p p s  Articles from or about your company  Assistant Vice President of Advertising Sales  800-757-4441
                                                                             Personalized News from the Wire
                                                                    our success!
                                                                            Your executive online ads & videos
                                                                                  707-284-1686
                                                                                            industry.
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                                                                             Call me for the details today!
                                                                                  danielle@greensheet.com
                                                                       Asst. VVP Meedia Partn rships
        And Illinois delayed its controversial Interchange Fee
        Prohibition Act until 2026. The bill, which would exempt   Resource Guides
        taxes and tips from interchange fees, has sparked debate   Mini ads that can be seen with
        about who benefits more: big-box retailers or everyday   online/front page options
        small businesses.                                        available.
        To help us spread the word about your milestones,
        please send a press release to  press@greensheet.com.   MORE OPTIONS AVAILABLE EMAIL US TODAY!
        And remember, we'll welcome your feedback at
        greensheet@greensheet.com.                                            RICK@ GREENSHEET.COM
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