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Insights and Expertise



        Merchant processing:  Call report reporting





























        By Ken Musante
        Napa Payments and Consulting

                 he Federal Financial Institutions Examinations Council publishes Bank Consolidated Reports of Condition and
                 Income quarterly. These reports, known as call reports, can be used to compare bank performance. One of the
                 required data categories is the year-to-date merchant credit cards sales volume. It is possible to search and
        T compare processing by bank and see the growth from one year to the next.

        Measuring growth year to year
        Table 1 accompanying this article is populated using the FFIEC’s year-end 2023 and 2024 published bank call reports.
        https://cdr.ffiec.gov/public/ManageFacsimiles.aspx.
        Table 1





































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