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Letter from the editor

hargebacks have long been a thorn in the
side of merchants, acquirers and issuers
alike—but recent reports suggest the prob-
C lem is poised to escalate. Mastercard and
Datos Research predict global chargebacks will surge to
324 million transactions annually by 2028, with North
America accounting for the bulk of the financial impact. Let us help you
This troubling forecast comes as Visa rolls out its updat-
ed Visa Acquirer Monitoring Program (VAMP), a sweep- reach your target
ing overhaul designed to bring more transparency and
accountability to fraud and dispute management. audience today!

While VAMP simplifies monitoring and sharpens over-
sight, it also raises the stakes for acquirers and their mer-
chants, with new ratio thresholds and penalties. This is-
sue's lead article explores not only the numbers behind
this trend but also the evolving strategies needed to stay
ahead of it. As chargeback risks mount, proactive collab- Some of the options available to
oration between merchants, acquirers, and solution pro-
viders has never been more essential to maintain trust customize to target your audience
and profitability.

Our contributing writers always offer strategies for
achieving success in our ever-changing industry. Herein
you'll find out how tokenization enhances payment se-
curity, reduces fraud and improves transaction success;
ways in which acquirers can support merchants using
multi-currency pricing to boost conversions, loyal and
global reach; how adapting to casual trends can boost
sales success in today's fintech world; why proper rec-
onciliation is critical for ISOs and processors; the condi-
tions that make it tough for businesses to get financing Custom Video
now; and why payment resilience matters when it comes Targeted Email Campaigns
to avoiding serious disruptions. Sent to Green Sheet’s exclusive- Mini commercials that focus
mailing list of readers working your services directly to our
Small advertising budget? No problem.
We've also highlighted a selection of recent break- in our industry. industry audience.
Consider the versatility of our resource guide listings.
ing news stories for you: Global Payments and FIS re-
structured core businesses in a major swap, expanding “Your success Have you called for Let us help you In Print
Online
is our success!”
- Danielle Thorpe
Global's merchant reach while strengthening FIS's issuer The Green Sheet, Inc. your personalized piece together your perfect Front Page Option
VP Media Partnerships
virtual tour yet?
advertising campaign to
grow you buisness.
services; Capital One gained final approval to acquire The Green Sheet • Ability to purchase on a
(to a mini ad):
Discover, creating the largest U.S. credit card issuer with www.greensheet.com quarterly basis.
707-284-1684
an integrated payments network; the AFP's 2025 survey The Green Sheet Customized advertising • 4 equal quarterly
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Spotlight Innovators
more about our
Call Danielle directly
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customized adverting
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company and budget.
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shows checks remain heavily used despite high fraud C C C C C C C C C C C C Call me today! y! y! y! y! y! y! y! ! Danielle Thorpe, Asst. VP Media Partnerships PARTNERSHIPS payments as an option.
or drop her a note
company today!
danielle@greensheet.com
“Your success is our success!”
707.284.1686
Your
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Individualized web pages
Company
rates; same-day ACH volume surged nearly 25 percent Let me help personalized company web space • discounts for longer
Logo
you with your
term listings!
advertising
You now can have your own
focusing on innovators in our
success.
in early 2025, pushing faster payments toward $1 trillion Y Y Your success is D D D D a aniellle Thoor epe r pe tn n ne nersh ne sh rs rship p p s Articles from or about your company Assistant Vice President of Advertising Sales 800-757-4441
www.greensheet.com/yourcompanyname
Personalized News from the Wire
our success!
707-284-1686
Your executive online ads & videos
industry.
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Call me for the details today!
danielle@greensheet.com
Asst. VVP Meedia Partn rships
quarterly; and LendingTree found BNPL use remains
high despite regrets and missed payments. Resource Guides
Mini ads that can be seen with
Also inside you'll find product profiles, company spot- online/front page options
lights, as well as updates on the latest industry mile- available.
stones, research, partnerships, acquisitions and appoint-
ments. Along with our contributors and media partners,
we aim to empower you with resources that will help MORE OPTIONS AVAILABLE EMAIL US TODAY!
you thrive in your career. Let us know how we're doing
at greensheet@greensheet.com, and please send your press RICK@ GREENSHEET.COM
releases to press@greensheet.com.
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