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          3. What about the landscape for small businesses and     lombia, in the beginning of 2020, and we had to shut
          small versus large ISOs as we move into 2025? How        it down about a year after opening due to the massive
          can they meet their distinct challenges and prosper?     complications due to Covid. It was not a complete loss
                                                                   as we learned a lot, and now that we are comfortable
           ISOs need to think about software, as software is the   with the economic environment, at least for the next
           new ISO. One of my friends said, "TISO, Technology      four years, we are ready to do it again.
           ISOs."
                                                                  3. What about the landscape for small businesses, as
           Agents need to change their  mindset from being  a     well as for small versus large ISOs as we move into
           credit card person selling merchant services to being   2025? How can they meet their distinct challenges and
           a solution provider. We need to sell solutions to mer-  prosper?
           chants the same way as our fintech competitors are do-
           ing. How to meet these challenges: partner with ISO     I  think  the  landscape  for  small  and  large  businesses
           who have the technology; partner with ISV companies     looks bright as we move into 2025. Certain policies,
           and sell solutions. Technology and software are the fu-  regulations and high taxes that are beyond the control
           ture of our business.                                   of any business can be extremely deflating.
        Justin Milmeister                                          The new administration is very pro-business, and this
        CPPElite Merchant Solutions                                will allow companies both large and small to prosper
                                                                   and reap the rewards for the risk they endure. 2025 will
          1. What do you expect the economy's trajectory will      likely be a year of major acquisitions as interest rates
          look like in the coming year, and why? And what eco-     are likely to start creeping down, and this will cer-
          nomic markers will you focus on, among the many          tainly benefit larger companies in the market for high
          data points and opinions available, to guide your        value deals. In our industry small ISOs still have an
          business decisions going forward?                        edge versus the large ISOs when it comes to personal-

                                                                   ized service.
           I think with the incoming administration the economy
           will boom once again due to the policies that will be   There are still many merchants that value this "red carpet
           implemented that are very pro-business. The prior ad-  service" approach the large ISOs cannot provide outside
           ministration was just the opposite, which caused many   of their exceptionally large clients. If you are a small ISO
           businesses harm and, in many cases, to close all to-  and do not provide exemplary service, which is our only
           gether.                                              edge versus the big boys, there is a good chance 2025 will
                                                                be extremely difficult.
           The markers I will be focused on primarily will be in-
           terest rates and tax policy. When these two markers
           are reduced this will create a windfall for the economy
           and the country as a whole. Businesses will be more       COMPANY
                                                                     PROFILE
           inclined to expand when money is cheaper with lower                              Get the right
           interest rates and take on risk if they are able to retain        Company Name   folks talking
                                                                         go
                                                                        o
                                                                             Contact
           more of their money with lower taxes.                       L Logo  Position
                                                                             Phone Number
                                                                             Email Address   about your
                                                                             Website
          2. What specific plans do you have for your business         Company’s story:   business with a

          in 2025? Will you be branching into new ventures,            Lorem ipsum dolor sit amet, consectetur adipiscing
                                                                       elit, sed do eiusmod tempor incididunt ut labore et
          staying the course or some combination of the two?           dolore magna aliqua.   Green Sheet
                                                                       Ut enim ad minim veniam, quis nostrud exercitation
                                                                       ullamco laboris nisi ut aliquip ex ea commodo conse-
                                                                       quat. Duis aute irure dolor in reprehenderit.  Company profile!
           I think many businesses like mine were waiting for
           election results to decide plans and initiatives for 2025
           and beyond. A healthy pro-business environment re-                We’ll help you showcase
           quires some stability and faith that leadership in this                Your products and services
           country has the best interest of their citizens.                       Your mission
                                                                                  Your skills and expetise
           The last four years have been brutal because the many             We’ll tell the world
                                                                                  Why your company matters
           policies discussed and/or implemented were the very               Take steps now to
           opposite of  what  fosters a  healthy  economy.  Various               Enhance your visibility
           policies that were discussed but not implemented,                      Boost your credibility
           thankfully, would have been detrimental to the econ-                   Gain industry recognition
           omy and carried an America-last theme.                                 Unlock networking opportunities
                                                                                  Stir investor interest
           As a direct result of the election, Elite Merchant Solu-          Don’t delay!
           tions is going to look once again to open a call center           Contact Rick Aston today at
           internationally. We opened an office in Medellin, Co-             707-284-1693 or rick@greensheet.com
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